by our College Data Analytics TeamThis overview lays out the cost of attending Union College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total published cost of attendance at Union College amounts to about $81,627.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $69,039.00 |
| + Room, board & other expenses | $12,588.00 |
| Total cost | $81,627.00 |
| That is 149% above the national average net price. |
| Total cost | $81,627.00 |
| − Grants and scholarships | −$50,000.00 |
| Net price | $31,627.00 |
| That is 4% below the national average net price. |
| Total cost | $81,627.00 |
| − Grants and scholarships | −$72,785.00 |
| Net price | $8,842.00 |
| That is 73% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
Published costs have climbed year over year at about 3.8% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $9,182.00 | $32,842.00 | $84,762.00 |
| Senior year | $10,281.00 | $36,772.00 | $94,907.00 |
| Total 4-year net price | $38,897.00 | $139,129.00 | $359,083.00 |
| 10-year loan interest @ 6.8% | $14,818.00 | $53,003.00 | $136,798.00 |
| Total monthly payment | $448.00 | $1,601.00 | $4,132.00 |
| Total amount paid | $53,715.00 | $192,133.00 | $495,880.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $9,182.00 | $32,842.00 | $84,762.00 |
| Senior year | $9,534.00 | $34,103.00 | $88,017.00 |
| Total 2-year net price | $18,716.00 | $66,944.00 | $172,779.00 |
| 10-year loan interest @ 6.8% | $7,130.00 | $25,503.00 | $65,822.00 |
| Total monthly payment | $215.00 | $770.00 | $1,988.00 |
| Total amount paid | $25,846.00 | $92,448.00 | $238,601.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $34,561.00 |
| Average net price (off-campus) | $36,000.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,257.00 |
| $30,000 to $48,000 | $15,506.00 |
| $48,001 to $75,000 | $21,768.00 |
| $75,001 to $110,000 | $28,376.00 |
| Over $110,000 | $48,517.00 |
For a personalized estimate, try the Union College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median amount borrowed by graduates of Union College stands at $21,085.00, landing it in the Moderate ($20-30k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,600.00 |
| Median (50th) | $21,085.00 |
| 75th | $27,000.00 |
| 90th | $28,824.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,560.00 |
| Middle income | $19,250.00 |
| High income | $22,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $22,911.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Union College works out to $-2,333.00.
The default-rate classification at Union College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.0% |
To put the rates in context, Stafford loans at Union College come to $69,264,796.00 over 4,686 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $25,320.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Union College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.