by our College Data Analytics TeamHere’s the full picture on paying for UCNJ Union College of Union County, New Jersey, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The total published cost of attendance at UCNJ Union C of Union County, New Jersey works out to about $13,752.00 a year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $9,500.00 |
| + Room, board & other expenses | $4,252.00 |
| Total cost | $13,752.00 |
| That is 29% below the national average net price. |
| Total cost | $13,752.00 |
| − Grants and scholarships | −$5,312.00 |
| Net price | $8,440.00 |
| That is 56% below the national average net price. |
| Total cost | $13,752.00 |
| − Grants and scholarships | −$6,689.00 |
| Net price | $7,063.00 |
| That is 63% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,063.00 | $8,440.00 | $13,752.00 |
| Senior year | $7,063.00 | $8,440.00 | $13,752.00 |
| Total 4-year net price | $28,252.00 | $33,760.00 | $55,008.00 |
| 10-year loan interest @ 6.8% | $10,763.00 | $12,861.00 | $20,956.00 |
| Total monthly payment | $325.00 | $389.00 | $633.00 |
| Total amount paid | $39,015.00 | $46,621.00 | $75,964.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,063.00 | $8,440.00 | $13,752.00 |
| Senior year | $7,063.00 | $8,440.00 | $13,752.00 |
| Total 2-year net price | $14,126.00 | $16,880.00 | $27,504.00 |
| 10-year loan interest @ 6.8% | $5,381.00 | $6,431.00 | $10,478.00 |
| Total monthly payment | $163.00 | $194.00 | $317.00 |
| Total amount paid | $19,507.00 | $23,311.00 | $37,982.00 |
| For the complete net-price picture, see the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,257.00 |
| Average net price (off-campus) | $7,251.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,147.00 |
| $30,000 to $48,000 | $6,526.00 |
| $48,001 to $75,000 | $8,090.00 |
| $75,001 to $110,000 | $10,385.00 |
| Over $110,000 | $13,361.00 |
Estimate your specific net price using the school’s UCNJ Union College of Union County, New Jersey Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from UCNJ Union C of Union County, New Jersey comes to $8,500.00, landing it in the Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $8,500.00 |
| 75th | $11,754.00 |
| 90th | $20,250.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,003.00 |
| Middle income | $9,243.00 |
| High income | $6,650.00 |
On average, low-income graduates leave with $2,353.00 more than graduates from high-income families.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,500.00 |
| Continuing-generation students | $8,250.00 |
First-generation borrowers from UCNJ Union C of Union County, New Jersey hold $250.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at UCNJ Union C of Union County, New Jersey is $563.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for UCNJ Union C of Union County, New Jersey is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.5% |
For context on the loan portfolio, Stafford disbursements at UCNJ Union C of Union County, New Jersey reach $115,834,887.00 over 11,001 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 108 |
| Avg GI Bill amount | $5,209.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh UCNJ Union C of Union County, New Jersey, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.