by our College Data Analytics TeamHere’s the full picture on paying for Union University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at Union University amounts to about $55,790.00 a year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $40,025.00 |
| + Room, board & other expenses | $15,765.00 |
| Total cost | $55,790.00 |
| That is 70% above the national average net price. |
| Total cost | $55,790.00 |
| − Grants and scholarships | −$31,192.00 |
| Net price | $24,598.00 |
| That is 25% below the national average net price. |
| Total cost | $55,790.00 |
| − Grants and scholarships | −$32,524.00 |
| Net price | $23,266.00 |
| That is 29% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Costs have trended upward in recent years by roughly 4.1% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $24,213.00 | $25,599.00 | $58,061.00 |
| Senior year | $27,292.00 | $28,854.00 | $65,443.00 |
| Total 4-year net price | $102,928.00 | $108,820.00 | $246,812.00 |
| 10-year loan interest @ 6.8% | $39,212.00 | $41,457.00 | $94,027.00 |
| Total monthly payment | $1,184.00 | $1,252.00 | $2,840.00 |
| Total amount paid | $142,139.00 | $150,277.00 | $340,839.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $24,213.00 | $25,599.00 | $58,061.00 |
| Senior year | $25,199.00 | $26,641.00 | $60,424.00 |
| Total 2-year net price | $49,412.00 | $52,241.00 | $118,485.00 |
| 10-year loan interest @ 6.8% | $18,824.00 | $19,902.00 | $45,139.00 |
| Total monthly payment | $569.00 | $601.00 | $1,364.00 |
| Total amount paid | $68,236.00 | $72,142.00 | $163,624.00 |
See the full net-price breakdown in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $27,171.00 |
| Average net price (off-campus) | $26,815.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $24,793.00 |
| $30,000 to $48,000 | $21,812.00 |
| $48,001 to $75,000 | $25,531.00 |
| $75,001 to $110,000 | $27,440.00 |
| Over $110,000 | $29,835.00 |
For a personalized estimate, try the Union University Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Union University comes to $16,666.00, placing the school in the Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,250.00 |
| 25th | $9,500.00 |
| Median (50th) | $16,666.00 |
| 75th | $27,000.00 |
| 90th | $33,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,500.00 |
| Middle income | $16,800.00 |
| High income | $17,625.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,667.00 |
| Continuing-generation students | $16,666.00 |
First-generation graduates from Union University graduate with $1.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Union University comes to $4,193.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Union University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.6% |
For scale, federal Stafford loan disbursements at Union University total $372,807,993.00 spread across 12,614 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 34 |
| Avg GI Bill amount | $26,019.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh Union University, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.