by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Alabama at Birmingham, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Attendance costs at University of Alabama at Birmingham fell between $27,826.00 through $41,290.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $27,826.00 in-state versus $41,290.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $9,098.00 |
| + Room, board & other expenses | $18,728.00 |
| Total cost | $27,826.00 |
| That is 45% above the national average net price. |
| Total cost | $27,826.00 |
| − Grants and scholarships | −$9,396.00 |
| Net price | $18,430.00 |
| That is 4% below the national average net price. |
| Total cost | $27,826.00 |
| − Grants and scholarships | −$11,973.00 |
| Net price | $15,853.00 |
| That is 18% below the national average net price. |
| Tuition and fees | $22,562.00 |
| + Room, board & other expenses | $18,728.00 |
| Total cost | $41,290.00 |
| That is 114% above the national average net price. |
| Total cost | $41,290.00 |
| − Grants and scholarships | −$9,396.00 |
| Net price | $31,894.00 |
| That is 66% above the national average net price. |
| Total cost | $41,290.00 |
| − Grants and scholarships | −$11,973.00 |
| Net price | $29,317.00 |
| That is 52% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
The reported cost series has been increasing at a recent average of 3.4% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $16,394.00 | $19,059.00 | $28,776.00 |
| Senior year | $18,132.00 | $21,080.00 | $31,827.00 |
| Total 4-year net price | $69,015.00 | $80,234.00 | $121,138.00 |
| 10-year loan interest @ 6.8% | $26,292.00 | $30,566.00 | $46,149.00 |
| Total monthly payment | $794.00 | $923.00 | $1,394.00 |
| Total amount paid | $95,307.00 | $110,800.00 | $167,288.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $16,394.00 | $19,059.00 | $28,776.00 |
| Senior year | $16,954.00 | $19,710.00 | $29,759.00 |
| Total 2-year net price | $33,349.00 | $38,770.00 | $58,536.00 |
| 10-year loan interest @ 6.8% | $12,705.00 | $14,770.00 | $22,300.00 |
| Total monthly payment | $384.00 | $446.00 | $674.00 |
| Total amount paid | $46,054.00 | $53,540.00 | $80,836.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $30,318.00 | $32,983.00 | $42,700.00 |
| Senior year | $33,532.00 | $36,480.00 | $47,227.00 |
| Total 4-year net price | $127,629.00 | $138,848.00 | $179,753.00 |
| 10-year loan interest @ 6.8% | $48,622.00 | $52,896.00 | $68,479.00 |
| Total monthly payment | $1,469.00 | $1,598.00 | $2,069.00 |
| Total amount paid | $176,252.00 | $191,744.00 | $248,232.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $30,318.00 | $32,983.00 | $42,700.00 |
| Senior year | $31,354.00 | $34,110.00 | $44,159.00 |
| Total 2-year net price | $61,672.00 | $67,093.00 | $86,859.00 |
| 10-year loan interest @ 6.8% | $23,495.00 | $25,560.00 | $33,090.00 |
| Total monthly payment | $710.00 | $772.00 | $1,000.00 |
| Total amount paid | $85,167.00 | $92,653.00 | $119,949.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $18,749.00 |
| Average net price (off-campus) | $17,727.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,816.00 |
| $30,000 to $48,000 | $15,876.00 |
| $48,001 to $75,000 | $18,310.00 |
| $75,001 to $110,000 | $20,913.00 |
| Over $110,000 | $21,326.00 |
For a personalized estimate, try the [University of Alabama at Birmingham Net Price Calculator](https://tcc.ruffalonl.com/University of Alabama at Birmingham/Freshman-Students), or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from University of Alabama at Birmingham is $15,832.00, landing it in the Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,250.00 |
| Median (50th) | $15,832.00 |
| 75th | $26,082.00 |
| 90th | $37,540.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,666.00 |
| Middle income | $15,985.00 |
| High income | $15,000.00 |
On average, low-income graduates leave with $1,666.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,250.00 |
| Continuing-generation students | $15,188.00 |
First-generation borrowers from University of Alabama at Birmingham take on $1,062.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at University of Alabama at Birmingham stands at $5,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for University of Alabama at Birmingham is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
For a sense of scale, Stafford disbursements at University of Alabama at Birmingham come to $1,856,802,812.00 over 60,696 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 433 |
| Avg GI Bill amount | $10,208.00 |
| DoD Tuition Assistance recipients | 43 |
| Avg DoD Tuition Assistance | $2,612.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Use the figures above as a launch point, then think through University of Alabama at Birmingham, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.