Here’s the full picture on paying for University of Florida-Online, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The full cost of attending University of Florida-Online ranged from $17,036.00 ranging to $29,739.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $17,036.00 in-state versus $29,739.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $3,876.00 |
| + Room, board & other expenses | $13,160.00 |
| Total cost | $17,036.00 |
| That is 12% below the national average net price. |
| Total cost | $17,036.00 |
| − Grants and scholarships | −$13,028.00 |
| Net price | $4,008.00 |
| That is 79% below the national average net price. |
| Total cost | $17,036.00 |
| − Grants and scholarships | −$16,366.00 |
| Net price | $670.00 |
| That is 97% below the national average net price. |
| Tuition and fees | $16,579.00 |
| + Room, board & other expenses | $13,160.00 |
| Total cost | $29,739.00 |
| That is 54% above the national average net price. |
| Total cost | $29,739.00 |
| − Grants and scholarships | −$13,028.00 |
| Net price | $16,711.00 |
| That is 13% below the national average net price. |
| Total cost | $29,739.00 |
| − Grants and scholarships | −$16,366.00 |
| Net price | $13,373.00 |
| That is 31% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $670.00 | $4,008.00 | $17,036.00 |
| Senior year | $670.00 | $4,008.00 | $17,036.00 |
| Total 4-year net price | $2,680.00 | $16,032.00 | $68,144.00 |
| 10-year loan interest @ 6.8% | $1,021.00 | $6,108.00 | $25,960.00 |
| Total monthly payment | $31.00 | $184.00 | $784.00 |
| Total amount paid | $3,701.00 | $22,140.00 | $94,104.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $670.00 | $4,008.00 | $17,036.00 |
| Senior year | $670.00 | $4,008.00 | $17,036.00 |
| Total 2-year net price | $1,340.00 | $8,016.00 | $34,072.00 |
| 10-year loan interest @ 6.8% | $510.00 | $3,054.00 | $12,980.00 |
| Total monthly payment | $15.00 | $92.00 | $392.00 |
| Total amount paid | $1,850.00 | $11,070.00 | $47,052.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,373.00 | $16,711.00 | $29,739.00 |
| Senior year | $13,373.00 | $16,711.00 | $29,739.00 |
| Total 4-year net price | $53,492.00 | $66,844.00 | $118,956.00 |
| 10-year loan interest @ 6.8% | $20,379.00 | $25,465.00 | $45,318.00 |
| Total monthly payment | $616.00 | $769.00 | $1,369.00 |
| Total amount paid | $73,871.00 | $92,309.00 | $164,274.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,373.00 | $16,711.00 | $29,739.00 |
| Senior year | $13,373.00 | $16,711.00 | $29,739.00 |
| Total 2-year net price | $26,746.00 | $33,422.00 | $59,478.00 |
| 10-year loan interest @ 6.8% | $10,189.00 | $12,733.00 | $22,659.00 |
| Total monthly payment | $308.00 | $385.00 | $684.00 |
| Total amount paid | $36,935.00 | $46,155.00 | $82,137.00 |
| Read more in the net price section below. |
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $4,815.00 |
| Average net price (off-campus) | $4,702.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $1,035.00 |
| $30,000 to $48,000 | $3,690.00 |
| $48,001 to $75,000 | $5,162.00 |
| $75,001 to $110,000 | $10,187.00 |
| Over $110,000 | $12,178.00 |
For a personalized estimate, try the University of Florida-Online Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from University of Florida-Online is $14,000.00, landing it in the Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,624.00 |
| 25th | $7,213.00 |
| Median (50th) | $14,000.00 |
| 75th | $24,134.00 |
| 90th | $30,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $13,397.00 |
| High income | $15,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,791.00 |
| Continuing-generation students | $14,327.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at University of Florida-Online comes to $-730.00.
The default-rate classification at University of Florida-Online is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.1% |
For scale, federal Stafford loan disbursements at University of Florida-Online total $2,883,751,102.00 spread across 93,420 recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 66 |
| Avg GI Bill amount | $2,482.00 |
| DoD Tuition Assistance recipients | 80 |
| Avg DoD Tuition Assistance | $1,213.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing University of Florida-Online, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.