by our College Data Analytics TeamThis guide covers the real cost of attending University of Providence, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Published attendance costs at University of Providence amounts to about $43,054.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $30,448.00 |
| + Room, board & other expenses | $12,606.00 |
| Total cost | $43,054.00 |
| That is 31% above the national average net price. |
| Total cost | $43,054.00 |
| − Grants and scholarships | −$25,828.00 |
| Net price | $17,226.00 |
| That is 47% below the national average net price. |
| Total cost | $43,054.00 |
| − Grants and scholarships | −$29,220.00 |
| Net price | $13,834.00 |
| That is 58% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Costs have trended upward in recent years by around 4.5% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $14,461.00 | $18,007.00 | $45,005.00 |
| Senior year | $16,517.00 | $20,567.00 | $51,405.00 |
| Total 4-year net price | $61,896.00 | $77,072.00 | $192,631.00 |
| 10-year loan interest @ 6.8% | $23,580.00 | $29,362.00 | $73,386.00 |
| Total monthly payment | $712.00 | $887.00 | $2,217.00 |
| Total amount paid | $85,476.00 | $106,434.00 | $266,017.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $14,461.00 | $18,007.00 | $45,005.00 |
| Senior year | $15,116.00 | $18,823.00 | $47,045.00 |
| Total 2-year net price | $29,577.00 | $36,829.00 | $92,050.00 |
| 10-year loan interest @ 6.8% | $11,268.00 | $14,031.00 | $35,068.00 |
| Total monthly payment | $340.00 | $424.00 | $1,059.00 |
| Total amount paid | $40,845.00 | $50,860.00 | $127,117.00 |
For the complete net-price picture, see the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $17,649.00 |
| Average net price (off-campus) | $20,907.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,227.00 |
| $30,000 to $48,000 | $19,896.00 |
| $48,001 to $75,000 | $15,173.00 |
| $75,001 to $110,000 | $25,482.00 |
| Over $110,000 | $25,724.00 |
Run your own numbers with the University of Providence Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at University of Providence stands at $12,500.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,743.00 |
| Median (50th) | $12,500.00 |
| 75th | $28,500.00 |
| 90th | $37,750.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,407.00 |
| Middle income | $14,250.00 |
| High income | $10,076.00 |
Borrowers from lower-income families leave school with $2,331.00 more than graduates from high-income families.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $11,000.00 |
First-generation graduates from University of Providence leave with $1,500.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at University of Providence amounts to $4,111.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The Department of Education default-rate tier for University of Providence is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.2% |
To put the rates in context, Stafford loans at University of Providence reach $108,621,115.00 distributed across 4,709 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 27 |
| Avg GI Bill amount | $17,862.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,656.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh University of Providence, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.