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How Affordable Is University of Houston?

Here’s the full picture on paying for University of Houston, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$25,056.00 Cost of Attendance
$14,276.00 Avg Net Price
$14,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What You Will Pay to Attend University of Houston?

Attendance costs at University of Houston came in between $25,056.00 ranging to $37,886.00 depending on residency and living arrangement.

In-state residents qualified for the lower cost, with out-of-state students paying more: near $25,056.00 for in-state students versus $37,886.00 out of state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Sticker Cost for Residents (no aid)

Tuition and fees $9,717.00
+ Room, board & other expenses $15,339.00
Total cost $25,056.00
That is 30% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost $25,056.00
− Grants and scholarships −$11,909.00
Net price $13,147.00
That is 32% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $25,056.00
− Grants and scholarships −$15,256.00
Net price $9,800.00
That is 49% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $22,547.00
+ Room, board & other expenses $15,339.00
Total cost $37,886.00
That is 97% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $37,886.00
− Grants and scholarships −$11,909.00
Net price $25,977.00
That is 35% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $37,886.00
− Grants and scholarships −$15,256.00
Net price $22,630.00
That is 18% above the national average net price.
Go deeper on the components with tuition and fees plus living costs.

Estimating the Total Cost of a Degree at University of Houston

Cost of attendance here has been rising at about 1.0% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $9,897.00 $13,277.00 $25,304.00
Senior year $10,195.00 $13,676.00 $26,065.00
Total 4-year net price $40,181.00 $53,905.00 $102,733.00
10-year loan interest @ 6.8% $15,308.00 $20,536.00 $39,138.00
Total monthly payment $462.00 $620.00 $1,182.00
Total amount paid $55,489.00 $74,440.00 $141,871.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $9,897.00 $13,277.00 $25,304.00
Senior year $9,995.00 $13,409.00 $25,555.00
Total 2-year net price $19,892.00 $26,686.00 $50,860.00
10-year loan interest @ 6.8% $7,578.00 $10,167.00 $19,376.00
Total monthly payment $229.00 $307.00 $585.00
Total amount paid $27,471.00 $36,853.00 $70,236.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $22,854.00 $26,235.00 $38,262.00
Senior year $23,541.00 $27,023.00 $39,411.00
Total 4-year net price $92,786.00 $106,509.00 $155,338.00
10-year loan interest @ 6.8% $35,348.00 $40,576.00 $59,178.00
Total monthly payment $1,068.00 $1,226.00 $1,788.00
Total amount paid $128,134.00 $147,086.00 $214,516.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $22,854.00 $26,235.00 $38,262.00
Senior year $23,081.00 $26,495.00 $38,641.00
Total 2-year net price $45,935.00 $52,729.00 $76,903.00
10-year loan interest @ 6.8% $17,500.00 $20,088.00 $29,297.00
Total monthly payment $529.00 $607.00 $885.00
Total amount paid $63,435.00 $72,817.00 $106,200.00

Jump to the net-price detail in the net-price section.

After-Aid Net Price at University of Houston

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $14,276.00
Average net price (off-campus) $13,853.00

The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $10,327.00
$30,000 to $48,000 $10,690.00
$48,001 to $75,000 $12,613.00
$75,001 to $110,000 $19,459.00
Over $110,000 $22,969.00

Run your own numbers with the University of Houston Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

How Much Do Students Borrow at University of Houston

The median amount borrowed by graduates of University of Houston amounts to $14,000.00, placing the school in the Low ($10-20k) debt-burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,500.00
25th $6,000.00
Median (50th) $14,000.00
75th $24,038.00
90th $33,500.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

How Debt Varies by Income at University of Houston

Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $14,200.00
Middle income $13,687.00
High income $14,519.00

How Debt Varies by First-Generation Status at University of Houston

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $14,000.00
Continuing-generation students $14,002.00

Debt by Pell Status at University of Houston

Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The median debt gap between Pell and non-Pell graduates of University of Houston works out to $2,282.00. Federal data flags this school for Pell-related debt inequity.

Default and Repayment Outcomes at University of Houston

The federal default-rate tier for University of Houston is Low (<5%).

Window Cohort default rate
2-year 5.7%

For a sense of scale, Stafford disbursements at University of Houston add up to $2,323,439,243.00 over 103,387 recipients.

Veteran Education Benefits at University of Houston

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 590
Avg GI Bill amount $10,691.00
DoD Tuition Assistance recipients 33
Avg DoD Tuition Assistance $3,013.00

Read more about military and veteran aid on the veteran aid breakdown.

Things to Think About

Beyond the data above, it helps to ask a few questions when weighing University of Houston, consider the following:

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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