by our College Data Analytics TeamHere’s the full picture on paying for University of Idaho, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Want a specific number? Skip ahead to any section using the links below:
Attendance costs at University of Idaho fell between $22,669.00 ranging to $41,905.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $22,669.00 in-state versus $41,905.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $9,084.00 |
| + Room, board & other expenses | $13,585.00 |
| Total cost | $22,669.00 |
| That is 18% above the national average net price. |
| Total cost | $22,669.00 |
| − Grants and scholarships | −$8,907.00 |
| Net price | $13,762.00 |
| That is 29% below the national average net price. |
| Total cost | $22,669.00 |
| − Grants and scholarships | −$12,468.00 |
| Net price | $10,201.00 |
| That is 47% below the national average net price. |
| Tuition and fees | $28,320.00 |
| + Room, board & other expenses | $13,585.00 |
| Total cost | $41,905.00 |
| That is 118% above the national average net price. |
| Total cost | $41,905.00 |
| − Grants and scholarships | −$8,907.00 |
| Net price | $32,998.00 |
| That is 71% above the national average net price. |
| Total cost | $41,905.00 |
| − Grants and scholarships | −$12,468.00 |
| Net price | $29,437.00 |
| That is 53% above the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years by around 1.0% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $10,306.00 | $13,903.00 | $22,901.00 |
| Senior year | $10,626.00 | $14,335.00 | $23,613.00 |
| Total 4-year net price | $41,861.00 | $56,473.00 | $93,024.00 |
| 10-year loan interest @ 6.8% | $15,947.00 | $21,514.00 | $35,439.00 |
| Total monthly payment | $482.00 | $650.00 | $1,071.00 |
| Total amount paid | $57,808.00 | $77,988.00 | $128,463.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $10,306.00 | $13,903.00 | $22,901.00 |
| Senior year | $10,411.00 | $14,046.00 | $23,136.00 |
| Total 2-year net price | $20,717.00 | $27,949.00 | $46,038.00 |
| 10-year loan interest @ 6.8% | $7,892.00 | $10,647.00 | $17,539.00 |
| Total monthly payment | $238.00 | $322.00 | $530.00 |
| Total amount paid | $28,609.00 | $38,596.00 | $63,576.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $29,739.00 | $33,336.00 | $42,335.00 |
| Senior year | $30,663.00 | $34,372.00 | $43,650.00 |
| Total 4-year net price | $120,797.00 | $135,410.00 | $171,961.00 |
| 10-year loan interest @ 6.8% | $46,019.00 | $51,586.00 | $65,511.00 |
| Total monthly payment | $1,390.00 | $1,558.00 | $1,979.00 |
| Total amount paid | $166,816.00 | $186,996.00 | $237,471.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $29,739.00 | $33,336.00 | $42,335.00 |
| Senior year | $30,044.00 | $33,678.00 | $42,769.00 |
| Total 2-year net price | $59,783.00 | $67,014.00 | $85,103.00 |
| 10-year loan interest @ 6.8% | $22,775.00 | $25,530.00 | $32,421.00 |
| Total monthly payment | $688.00 | $771.00 | $979.00 |
| Total amount paid | $82,557.00 | $92,544.00 | $117,525.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,831.00 |
| Average net price (off-campus) | $13,782.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,930.00 |
| $30,000 to $48,000 | $11,390.00 |
| $48,001 to $75,000 | $12,902.00 |
| $75,001 to $110,000 | $16,256.00 |
| Over $110,000 | $18,322.00 |
Use University of Idaho Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Median graduate debt at University of Idaho stands at $15,784.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,000.00 |
| Median (50th) | $15,784.00 |
| 75th | $28,400.00 |
| 90th | $39,357.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,500.00 |
| Middle income | $15,477.00 |
| High income | $15,000.00 |
On average, low-income graduates leave with $3,500.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,734.00 |
| Continuing-generation students | $15,913.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at University of Idaho works out to $5,000.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at University of Idaho is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.8% |
To put the rates in context, Stafford loans at University of Idaho come to $798,609,162.00 distributed across 31,686 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 217 |
| Avg GI Bill amount | $9,826.00 |
| DoD Tuition Assistance recipients | 56 |
| Avg DoD Tuition Assistance | $3,203.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh University of Idaho, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.