by our College Data Analytics TeamThis guide covers the real cost of attending University of Illinois Urbana-Champaign, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at University of Illinois Urbana-Champaign ranged from $32,134.00 through $51,254.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: around $32,134.00 in-state versus $51,254.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $16,004.00 |
| + Room, board & other expenses | $16,130.00 |
| Total cost | $32,134.00 |
| That is 67% above the national average net price. |
| Total cost | $32,134.00 |
| − Grants and scholarships | −$19,287.00 |
| Net price | $12,847.00 |
| That is 33% below the national average net price. |
| Total cost | $32,134.00 |
| − Grants and scholarships | −$31,604.00 |
| Net price | $530.00 |
| That is 97% below the national average net price. |
| Tuition and fees | $35,124.00 |
| + Room, board & other expenses | $16,130.00 |
| Total cost | $51,254.00 |
| That is 166% above the national average net price. |
| Total cost | $51,254.00 |
| − Grants and scholarships | −$19,287.00 |
| Net price | $31,967.00 |
| That is 66% above the national average net price. |
| Total cost | $51,254.00 |
| − Grants and scholarships | −$31,604.00 |
| Net price | $19,650.00 |
| That is 2% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Cost of attendance here has been rising by around 2.2% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $542.00 | $13,131.00 | $32,845.00 |
| Senior year | $578.00 | $14,023.00 | $35,074.00 |
| Total 4-year net price | $2,240.00 | $54,295.00 | $135,806.00 |
| 10-year loan interest @ 6.8% | $853.00 | $20,684.00 | $51,737.00 |
| Total monthly payment | $26.00 | $625.00 | $1,563.00 |
| Total amount paid | $3,093.00 | $74,979.00 | $187,544.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $542.00 | $13,131.00 | $32,845.00 |
| Senior year | $554.00 | $13,422.00 | $33,572.00 |
| Total 2-year net price | $1,095.00 | $26,553.00 | $66,417.00 |
| 10-year loan interest @ 6.8% | $417.00 | $10,116.00 | $25,303.00 |
| Total monthly payment | $13.00 | $306.00 | $764.00 |
| Total amount paid | $1,513.00 | $36,669.00 | $91,720.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $20,085.00 | $32,674.00 | $52,388.00 |
| Senior year | $21,448.00 | $34,892.00 | $55,944.00 |
| Total 4-year net price | $83,046.00 | $135,101.00 | $216,613.00 |
| 10-year loan interest @ 6.8% | $31,638.00 | $51,469.00 | $82,522.00 |
| Total monthly payment | $956.00 | $1,555.00 | $2,493.00 |
| Total amount paid | $114,683.00 | $186,569.00 | $299,134.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $20,085.00 | $32,674.00 | $52,388.00 |
| Senior year | $20,529.00 | $33,398.00 | $53,548.00 |
| Total 2-year net price | $40,614.00 | $66,072.00 | $105,936.00 |
| 10-year loan interest @ 6.8% | $15,473.00 | $25,171.00 | $40,358.00 |
| Total monthly payment | $467.00 | $760.00 | $1,219.00 |
| Total amount paid | $56,087.00 | $91,243.00 | $146,294.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $14,355.00 |
| Average net price (off-campus) | $15,201.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,883.00 |
| $30,000 to $48,000 | $5,955.00 |
| $48,001 to $75,000 | $10,065.00 |
| $75,001 to $110,000 | $20,205.00 |
| Over $110,000 | $28,358.00 |
Use University of Illinois Urbana-Champaign Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Typical debt at graduation from University of Illinois Urbana-Champaign is $16,500.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,750.00 |
| Median (50th) | $16,500.00 |
| 75th | $26,462.00 |
| 90th | $30,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,613.00 |
| Middle income | $16,985.00 |
| High income | $17,500.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,650.00 |
| Continuing-generation students | $17,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at University of Illinois Urbana-Champaign works out to $-520.00.
The federal default-rate classification for University of Illinois Urbana-Champaign is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.9% |
For a sense of scale, Stafford disbursements at University of Illinois Urbana-Champaign reach $1,675,388,436.00 distributed across 76,451 disbursements.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 232 |
| Avg GI Bill amount | $11,696.00 |
| DoD Tuition Assistance recipients | 38 |
| Avg DoD Tuition Assistance | $2,493.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Illinois Urbana-Champaign, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.