by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to University of Massachusetts-Dartmouth can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does UMass Dartmouth offer you, and what will you qualify for? Keep scrolling for more information. Scroll down to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Massachusetts-Dartmouth.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at University of Massachusetts-Dartmouth, 99% of first-time, full-time freshmen received some form of financial aid around 1342 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $11,658 |
| Institutional grants & scholarships | 94% | $6,002 |
| Federal Pell grants | 48% | $5,513 |
| State/local grants | 62% | $4,730 |
| Federal student loans | 75% | $5,126 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at UMass Dartmouth, around 76% of undergrads got grants or scholarships worth on average $12,116 (covering around 4271 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $12,116 |
| Federal Pell grants | 37% | $5,413 |
| Federal student loans | 64% | $6,289 |
For students living on campus and receiving title-IV aid, grants averaged $12,558.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,982 |
| $30,001 – $75,000 | $17,782 |
| Over $75,000 | $26,239 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,927 |
| Off-campus title-IV students | $20,605 |
For a customized cost estimate, visit UMass Dartmouth’s online cost calculator: umassd.clearcostcalculator.com/student/default/netpricecalculator/survey.
A typical borrower at UMass Dartmouth leaves with $18,133 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,133 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at UMass Dartmouth.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,423 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,500 |
| Middle income | $19,500 |
| High income | $17,437 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,279 |
| Continuing-generation students | $17,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,000 |
| Independent students | $18,305 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UMass Dartmouth.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at UMass Dartmouth:
| Metric | Value |
|---|---|
| Stafford loan recipients | 29278 |
| Total Stafford loan amount | $595,755,394 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 79 |
| Total GI Bill amount | $1,009,868 |
| Average GI Bill amount per recipient | $12,783 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $14,501 |
| Average DoD amount per recipient | $3,625 |
References
More about our data sources and methodologies.