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How Affordable Is University of Michigan-Flint?

This overview lays out the cost of attending University of Michigan-Flint, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$23,329.00 Cost of Attendance
$7,007.00 Avg Net Price
$18,494.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What Does It Cost to Attend University of Michigan-Flint?

Cost of attendance at University of Michigan-Flint spanned $23,329.00 to $36,945.00 based on in-state versus out-of-state status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $23,329.00 in-state compared with $36,945.00 for out-of-state students.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Published Cost for Residents (no aid)

Tuition and fees $14,704.00
+ Room, board & other expenses $8,625.00
Total cost $23,329.00
That is 21% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost $23,329.00
− Grants and scholarships −$13,908.00
Net price $9,421.00
That is 51% below the national average net price.

Net Price for Low-Income Residents

Total cost $23,329.00
− Grants and scholarships −$19,398.00
Net price $3,931.00
That is 80% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $28,320.00
+ Room, board & other expenses $8,625.00
Total cost $36,945.00
That is 92% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $36,945.00
− Grants and scholarships −$13,908.00
Net price $23,037.00
That is 20% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $36,945.00
− Grants and scholarships −$19,398.00
Net price $17,547.00
That is 9% below the national average net price.
Explore each piece on tuition and fees and room and board.

The Long-Run Cost of a Degree at University of Michigan-Flint

Cost of attendance here has been rising at a recent average of 4.9% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $4,123.00 $9,882.00 $24,470.00
Senior year $4,758.00 $11,404.00 $28,239.00
Total 4-year net price $17,743.00 $42,523.00 $105,299.00
10-year loan interest @ 6.8% $6,760.00 $16,200.00 $40,115.00
Total monthly payment $204.00 $489.00 $1,212.00
Total amount paid $24,503.00 $58,723.00 $145,414.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $4,123.00 $9,882.00 $24,470.00
Senior year $4,325.00 $10,365.00 $25,667.00
Total 2-year net price $8,448.00 $20,247.00 $50,137.00
10-year loan interest @ 6.8% $3,218.00 $7,713.00 $19,100.00
Total monthly payment $97.00 $233.00 $577.00
Total amount paid $11,667.00 $27,960.00 $69,238.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $18,405.00 $24,164.00 $38,752.00
Senior year $21,240.00 $27,886.00 $44,721.00
Total 4-year net price $79,201.00 $103,981.00 $166,757.00
10-year loan interest @ 6.8% $30,173.00 $39,613.00 $63,529.00
Total monthly payment $911.00 $1,197.00 $1,919.00
Total amount paid $109,374.00 $143,594.00 $230,286.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $18,405.00 $24,164.00 $38,752.00
Senior year $19,306.00 $25,346.00 $40,648.00
Total 2-year net price $37,711.00 $49,510.00 $79,400.00
10-year loan interest @ 6.8% $14,366.00 $18,861.00 $30,248.00
Total monthly payment $434.00 $570.00 $914.00
Total amount paid $52,077.00 $68,371.00 $109,648.00

See the full net-price breakdown in the Net Price section.

Net Price at University of Michigan-Flint

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $7,007.00
Average net price (off-campus) $12,280.00

The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $5,994.00
$30,000 to $48,000 $8,152.00
$48,001 to $75,000 $11,010.00
$75,001 to $110,000 $15,096.00
Over $110,000 $18,709.00

Get a tailored estimate from the University of Michigan-Flint Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Student Debt at University of Michigan-Flint

Typical debt at graduation from University of Michigan-Flint comes to $18,494.00, which federal data classifies as a Low ($10-20k) burden tier.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $4,422.00
25th $8,614.00
Median (50th) $18,494.00
75th $31,000.00
90th $42,500.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Read the complete debt breakdown on the student loan debt detail.

How Debt Varies by Income at University of Michigan-Flint

Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $18,932.00
Middle income $17,500.00
High income $18,750.00

On average, low-income graduates leave with $182.00 more than graduates from high-income families.

How Debt Varies by First-Generation Status at University of Michigan-Flint

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $18,750.00
Continuing-generation students $17,688.00

First-generation graduates from University of Michigan-Flint hold $1,062.00 in extra median debt compared with continuing-generation peers.

Debt and Pell Grant Eligibility at University of Michigan-Flint

Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The gap between Pell-eligible and non-Pell median debt at University of Michigan-Flint is $5,000.00. Federal data flags this school for Pell-related debt inequity.

Default and Repayment Outcomes at University of Michigan-Flint

The federal default-rate tier for University of Michigan-Flint is Low (<5%).

Window Cohort default rate
2-year 7.2%

For scale, federal Stafford loan disbursements at University of Michigan-Flint reach $777,410,365.00 over 28,282 borrowers.

Veterans Aid at University of Michigan-Flint

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 107
Avg GI Bill amount $12,034.00
DoD Tuition Assistance recipients 26
Avg DoD Tuition Assistance $3,296.00

Dig into veteran education benefits on the veterans benefits detail.

Things to Think About

Beyond the data above, it helps to ask a few questions when weighing University of Michigan-Flint, the questions below are worth your time:

Explore Further into University of Michigan-Flint

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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