by our College Data Analytics TeamHere is what you can expect to pay at University of New Mexico-Los Alamos Campus, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending U of New Mexico-Los Alamos Campus fell between $15,550.00 and up to $19,022.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $15,550.00 for in-state students versus $19,022.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $2,214.00 |
| + Room, board & other expenses | $13,336.00 |
| Total cost | $15,550.00 |
| That is 19% below the national average net price. |
| Total cost | $15,550.00 |
| − Grants and scholarships | −$4,313.00 |
| Net price | $11,237.00 |
| That is 42% below the national average net price. |
| Total cost | $15,550.00 |
| − Grants and scholarships | −$6,867.00 |
| Net price | $8,683.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $5,686.00 |
| + Room, board & other expenses | $13,336.00 |
| Total cost | $19,022.00 |
| That is roughly at the national average net price. |
| Total cost | $19,022.00 |
| − Grants and scholarships | −$4,313.00 |
| Net price | $14,709.00 |
| That is 24% below the national average net price. |
| Total cost | $19,022.00 |
| − Grants and scholarships | −$6,867.00 |
| Net price | $12,155.00 |
| That is 37% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Costs have trended upward in recent years at about 0.7% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $8,744.00 | $11,316.00 | $15,660.00 |
| Senior year | $8,931.00 | $11,557.00 | $15,993.00 |
| Total 4-year net price | $35,349.00 | $45,746.00 | $63,304.00 |
| 10-year loan interest @ 6.8% | $13,467.00 | $17,428.00 | $24,117.00 |
| Total monthly payment | $407.00 | $526.00 | $729.00 |
| Total amount paid | $48,815.00 | $63,174.00 | $87,421.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $8,744.00 | $11,316.00 | $15,660.00 |
| Senior year | $8,806.00 | $11,396.00 | $15,770.00 |
| Total 2-year net price | $17,550.00 | $22,712.00 | $31,430.00 |
| 10-year loan interest @ 6.8% | $6,686.00 | $8,653.00 | $11,974.00 |
| Total monthly payment | $202.00 | $261.00 | $362.00 |
| Total amount paid | $24,236.00 | $31,365.00 | $43,403.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,241.00 | $14,813.00 | $19,156.00 |
| Senior year | $12,502.00 | $15,128.00 | $19,564.00 |
| Total 4-year net price | $49,483.00 | $59,881.00 | $77,439.00 |
| 10-year loan interest @ 6.8% | $18,851.00 | $22,812.00 | $29,501.00 |
| Total monthly payment | $569.00 | $689.00 | $891.00 |
| Total amount paid | $68,335.00 | $82,693.00 | $106,941.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,241.00 | $14,813.00 | $19,156.00 |
| Senior year | $12,327.00 | $14,917.00 | $19,291.00 |
| Total 2-year net price | $24,568.00 | $29,730.00 | $38,447.00 |
| 10-year loan interest @ 6.8% | $9,359.00 | $11,326.00 | $14,647.00 |
| Total monthly payment | $283.00 | $342.00 | $442.00 |
| Total amount paid | $33,927.00 | $41,056.00 | $53,094.00 |
Jump to the net-price detail in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $13,470.00 |
| Average net price (off-campus) | $10,050.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,792.00 |
| $30,000 to $48,000 | $9,255.00 |
| $48,001 to $75,000 | $13,905.00 |
| $75,001 to $110,000 | $14,405.00 |
Get a tailored estimate from the University of New Mexico-Los Alamos Campus Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The typical debt load for borrowers leaving U of New Mexico-Los Alamos Campus amounts to $13,698.00, categorized as a Low ($10-20k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,698.00 |
| 75th | $25,000.00 |
| 90th | $36,820.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,250.00 |
| Middle income | $13,238.00 |
| High income | $13,000.00 |
Low-income borrowers graduate with $1,250.00 in extra median debt compared with high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,750.00 |
| Continuing-generation students | $13,097.00 |
First-generation borrowers from U of New Mexico-Los Alamos Campus hold $653.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of U of New Mexico-Los Alamos Campus is $2,860.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at U of New Mexico-Los Alamos Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.9% |
To give some context for these rates, Stafford loans disbursed at U of New Mexico-Los Alamos Campus total $1,893,702,125.00 covering 68,618 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $769.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The figures above are a starting point — as you weigh U of New Mexico-Los Alamos Campus, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.