by our College Data Analytics TeamHere’s the full picture on paying for University of New Mexico-Taos Campus, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at University of New Mexico-Taos Campus varied between $16,135.00 through $19,135.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: around $16,135.00 in-state compared with $19,135.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $2,136.00 |
| + Room, board & other expenses | $13,999.00 |
| Total cost | $16,135.00 |
| That is 16% below the national average net price. |
| Total cost | $16,135.00 |
| − Grants and scholarships | −$7,063.00 |
| Net price | $9,072.00 |
| That is 53% below the national average net price. |
| Total cost | $16,135.00 |
| − Grants and scholarships | −$7,748.00 |
| Net price | $8,387.00 |
| That is 56% below the national average net price. |
| Tuition and fees | $5,136.00 |
| + Room, board & other expenses | $13,999.00 |
| Total cost | $19,135.00 |
| That is roughly at the national average net price. |
| Total cost | $19,135.00 |
| − Grants and scholarships | −$7,063.00 |
| Net price | $12,072.00 |
| That is 37% below the national average net price. |
| Total cost | $19,135.00 |
| − Grants and scholarships | −$7,748.00 |
| Net price | $11,387.00 |
| That is 41% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years by roughly 2.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $8,612.00 | $9,315.00 | $16,567.00 |
| Senior year | $9,323.00 | $10,084.00 | $17,936.00 |
| Total 4-year net price | $35,857.00 | $38,786.00 | $68,982.00 |
| 10-year loan interest @ 6.8% | $13,660.00 | $14,776.00 | $26,280.00 |
| Total monthly payment | $413.00 | $446.00 | $794.00 |
| Total amount paid | $49,517.00 | $53,562.00 | $95,262.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $8,612.00 | $9,315.00 | $16,567.00 |
| Senior year | $8,843.00 | $9,565.00 | $17,012.00 |
| Total 2-year net price | $17,454.00 | $18,880.00 | $33,579.00 |
| 10-year loan interest @ 6.8% | $6,650.00 | $7,193.00 | $12,792.00 |
| Total monthly payment | $201.00 | $217.00 | $386.00 |
| Total amount paid | $24,104.00 | $26,073.00 | $46,371.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,692.00 | $12,396.00 | $19,648.00 |
| Senior year | $12,658.00 | $13,419.00 | $21,270.00 |
| Total 4-year net price | $48,683.00 | $51,612.00 | $81,808.00 |
| 10-year loan interest @ 6.8% | $18,546.00 | $19,662.00 | $31,166.00 |
| Total monthly payment | $560.00 | $594.00 | $941.00 |
| Total amount paid | $67,229.00 | $71,274.00 | $112,974.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,692.00 | $12,396.00 | $19,648.00 |
| Senior year | $12,006.00 | $12,728.00 | $20,174.00 |
| Total 2-year net price | $23,698.00 | $25,123.00 | $39,822.00 |
| 10-year loan interest @ 6.8% | $9,028.00 | $9,571.00 | $15,171.00 |
| Total monthly payment | $273.00 | $289.00 | $458.00 |
| Total amount paid | $32,726.00 | $34,694.00 | $54,993.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $9,165.00 |
| Average net price (off-campus) | $10,385.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,644.00 |
| $30,000 to $48,000 | $10,257.00 |
| $48,001 to $75,000 | $12,161.00 |
| $75,001 to $110,000 | $16,135.00 |
Estimate your specific net price using the school’s University of New Mexico-Taos Campus Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of University of New Mexico-Taos Campus is $13,698.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,698.00 |
| 75th | $25,000.00 |
| 90th | $36,820.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,250.00 |
| Middle income | $13,238.00 |
| High income | $13,000.00 |
Low-income graduates carry $1,250.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,750.00 |
| Continuing-generation students | $13,097.00 |
First-gen students at University of New Mexico-Taos Campus carry $653.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at University of New Mexico-Taos Campus amounts to $2,860.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for University of New Mexico-Taos Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.9% |
For scale, federal Stafford loan disbursements at University of New Mexico-Taos Campus add up to $1,893,702,125.00 distributed across 68,618 disbursements.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 2 |
| Avg GI Bill amount | $561.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Use the figures above as a launch point, then think through University of New Mexico-Taos Campus, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.