by our College Data Analytics TeamHere is what you can expect to pay at University of North Carolina Asheville, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at University of North Carolina Asheville spanned $21,061.00 and up to $38,409.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $21,061.00 in-state versus $38,409.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $7,501.00 |
| + Room, board & other expenses | $13,560.00 |
| Total cost | $21,061.00 |
| That is 9% above the national average net price. |
| Total cost | $21,061.00 |
| − Grants and scholarships | −$9,435.00 |
| Net price | $11,626.00 |
| That is 40% below the national average net price. |
| Total cost | $21,061.00 |
| − Grants and scholarships | −$13,466.00 |
| Net price | $7,595.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $24,849.00 |
| + Room, board & other expenses | $13,560.00 |
| Total cost | $38,409.00 |
| That is 100% above the national average net price. |
| Total cost | $38,409.00 |
| − Grants and scholarships | −$9,435.00 |
| Net price | $28,974.00 |
| That is 51% above the national average net price. |
| Total cost | $38,409.00 |
| − Grants and scholarships | −$13,466.00 |
| Net price | $24,943.00 |
| That is 30% above the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Costs have trended upward in recent years by around 0.2% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $7,614.00 | $11,655.00 | $21,113.00 |
| Senior year | $7,670.00 | $11,741.00 | $21,268.00 |
| Total 4-year net price | $30,567.00 | $46,790.00 | $84,762.00 |
| 10-year loan interest @ 6.8% | $11,645.00 | $17,825.00 | $32,291.00 |
| Total monthly payment | $352.00 | $538.00 | $975.00 |
| Total amount paid | $42,212.00 | $64,615.00 | $117,053.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $7,614.00 | $11,655.00 | $21,113.00 |
| Senior year | $7,632.00 | $11,683.00 | $21,164.00 |
| Total 2-year net price | $15,246.00 | $23,338.00 | $42,277.00 |
| 10-year loan interest @ 6.8% | $5,808.00 | $8,891.00 | $16,106.00 |
| Total monthly payment | $175.00 | $269.00 | $487.00 |
| Total amount paid | $21,054.00 | $32,228.00 | $58,383.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $25,004.00 | $29,045.00 | $38,503.00 |
| Senior year | $25,189.00 | $29,259.00 | $38,787.00 |
| Total 4-year net price | $100,386.00 | $116,609.00 | $154,581.00 |
| 10-year loan interest @ 6.8% | $38,243.00 | $44,424.00 | $58,890.00 |
| Total monthly payment | $1,155.00 | $1,342.00 | $1,779.00 |
| Total amount paid | $138,629.00 | $161,032.00 | $213,470.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $25,004.00 | $29,045.00 | $38,503.00 |
| Senior year | $25,066.00 | $29,116.00 | $38,598.00 |
| Total 2-year net price | $50,070.00 | $58,161.00 | $77,101.00 |
| 10-year loan interest @ 6.8% | $19,075.00 | $22,157.00 | $29,373.00 |
| Total monthly payment | $576.00 | $669.00 | $887.00 |
| Total amount paid | $69,145.00 | $80,319.00 | $106,474.00 |
For the complete net-price picture, see the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,250.00 |
| Average net price (off-campus) | $12,865.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,513.00 |
| $30,000 to $48,000 | $8,674.00 |
| $48,001 to $75,000 | $13,105.00 |
| $75,001 to $110,000 | $16,977.00 |
| Over $110,000 | $17,721.00 |
Use University of North Carolina Asheville Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from University of North Carolina Asheville is $14,138.00, landing it in the Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,138.00 |
| 75th | $24,000.00 |
| 90th | $29,904.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,514.00 |
| Middle income | $14,250.00 |
| High income | $14,000.00 |
Borrowers from lower-income families leave school with $514.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,199.00 |
| Continuing-generation students | $14,000.00 |
First-gen students at University of North Carolina Asheville leave with $199.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at University of North Carolina Asheville is $2,650.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for University of North Carolina Asheville is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.4% |
To give some context for these rates, Stafford loans disbursed at University of North Carolina Asheville add up to $171,414,983.00 over 10,849 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $6,785.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about University of North Carolina Asheville, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.