by our College Data Analytics TeamHere is what you can expect to pay at University of North Florida, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at University of North Florida came in between $20,229.00 to $34,633.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $20,229.00 in-state, rising to $34,633.00 for those paying out-of-state rates.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $6,389.00 |
| + Room, board & other expenses | $13,840.00 |
| Total cost | $20,229.00 |
| That is 5% above the national average net price. |
| Total cost | $20,229.00 |
| − Grants and scholarships | −$10,829.00 |
| Net price | $9,400.00 |
| That is 51% below the national average net price. |
| Total cost | $20,229.00 |
| − Grants and scholarships | −$14,336.00 |
| Net price | $5,893.00 |
| That is 69% below the national average net price. |
| Tuition and fees | $20,793.00 |
| + Room, board & other expenses | $13,840.00 |
| Total cost | $34,633.00 |
| That is 80% above the national average net price. |
| Total cost | $34,633.00 |
| − Grants and scholarships | −$10,829.00 |
| Net price | $23,804.00 |
| That is 24% above the national average net price. |
| Total cost | $34,633.00 |
| − Grants and scholarships | −$14,336.00 |
| Net price | $20,297.00 |
| That is 5% above the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,893.00 | $9,400.00 | $20,229.00 |
| Senior year | $5,893.00 | $9,400.00 | $20,229.00 |
| Total 4-year net price | $23,572.00 | $37,600.00 | $80,916.00 |
| 10-year loan interest @ 6.8% | $8,980.00 | $14,324.00 | $30,826.00 |
| Total monthly payment | $271.00 | $433.00 | $931.00 |
| Total amount paid | $32,552.00 | $51,924.00 | $111,742.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,893.00 | $9,400.00 | $20,229.00 |
| Senior year | $5,893.00 | $9,400.00 | $20,229.00 |
| Total 2-year net price | $11,786.00 | $18,800.00 | $40,458.00 |
| 10-year loan interest @ 6.8% | $4,490.00 | $7,162.00 | $15,413.00 |
| Total monthly payment | $136.00 | $216.00 | $466.00 |
| Total amount paid | $16,276.00 | $25,962.00 | $55,871.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,297.00 | $23,804.00 | $34,633.00 |
| Senior year | $20,297.00 | $23,804.00 | $34,633.00 |
| Total 4-year net price | $81,188.00 | $95,216.00 | $138,532.00 |
| 10-year loan interest @ 6.8% | $30,930.00 | $36,274.00 | $52,776.00 |
| Total monthly payment | $934.00 | $1,096.00 | $1,594.00 |
| Total amount paid | $112,118.00 | $131,490.00 | $191,308.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,297.00 | $23,804.00 | $34,633.00 |
| Senior year | $20,297.00 | $23,804.00 | $34,633.00 |
| Total 2-year net price | $40,594.00 | $47,608.00 | $69,266.00 |
| 10-year loan interest @ 6.8% | $15,465.00 | $18,137.00 | $26,388.00 |
| Total monthly payment | $467.00 | $548.00 | $797.00 |
| Total amount paid | $56,059.00 | $65,745.00 | $95,654.00 |
| Jump to the net-price detail in the net-price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $10,154.00 |
| Average net price (off-campus) | $10,353.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,465.00 |
| $30,000 to $48,000 | $7,759.00 |
| $48,001 to $75,000 | $11,120.00 |
| $75,001 to $110,000 | $15,886.00 |
| Over $110,000 | $17,447.00 |
Run your own numbers with the University of North Florida Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of University of North Florida comes to $11,750.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,009.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,750.00 |
| 75th | $21,423.00 |
| 90th | $30,024.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,043.00 |
| Middle income | $12,000.00 |
| High income | $11,168.00 |
Low-income borrowers graduate with $875.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,998.00 |
| Continuing-generation students | $11,250.00 |
First-generation graduates of University of North Florida hold $748.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at University of North Florida works out to $1,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for University of North Florida is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.7% |
For a sense of scale, Stafford disbursements at University of North Florida amount to $737,083,902.00 over 38,659 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 610 |
| Avg GI Bill amount | $5,224.00 |
| DoD Tuition Assistance recipients | 15 |
| Avg DoD Tuition Assistance | $2,589.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The figures above are a starting point — as you weigh University of North Florida, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.