by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Puerto Rico-Arecibo, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending University of Puerto Rico-Arecibo works out to about $18,320.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $5,354.00 |
| + Room, board & other expenses | $12,966.00 |
| Total cost | $18,320.00 |
| That is 5% below the national average net price. |
| Total cost | $18,320.00 |
| − Grants and scholarships | −$7,030.00 |
| Net price | $11,290.00 |
| That is 41% below the national average net price. |
| Total cost | $18,320.00 |
| − Grants and scholarships | −$7,378.00 |
| Net price | $10,942.00 |
| That is 43% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
Costs have trended upward in recent years at about 2.8% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $11,246.00 | $11,604.00 | $18,829.00 |
| Senior year | $12,210.00 | $12,598.00 | $20,443.00 |
| Total 4-year net price | $46,894.00 | $48,386.00 | $78,514.00 |
| 10-year loan interest @ 6.8% | $17,865.00 | $18,433.00 | $29,911.00 |
| Total monthly payment | $540.00 | $557.00 | $904.00 |
| Total amount paid | $64,759.00 | $66,819.00 | $108,426.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $11,246.00 | $11,604.00 | $18,829.00 |
| Senior year | $11,559.00 | $11,926.00 | $19,352.00 |
| Total 2-year net price | $22,805.00 | $23,530.00 | $38,181.00 |
| 10-year loan interest @ 6.8% | $8,688.00 | $8,964.00 | $14,546.00 |
| Total monthly payment | $262.00 | $271.00 | $439.00 |
| Total amount paid | $31,492.00 | $32,494.00 | $52,727.00 |
Jump to the net-price detail in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $10,680.00 |
| Average net price (off-campus) | $11,759.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,261.00 |
| $30,000 to $48,000 | $12,466.00 |
| $48,001 to $75,000 | $13,259.00 |
| $75,001 to $110,000 | $13,208.00 |
Estimate your specific net price using the school’s University of Puerto Rico-Arecibo Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at University of Puerto Rico-Arecibo works out to $4,500.00, placing the school in the Very Low (<$10k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $4,500.00 |
| 75th | $5,500.00 |
| 90th | $9,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $5,000.00 |
The Department of Education default-rate tier for University of Puerto Rico-Arecibo is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.0% |
For context on the loan portfolio, Stafford disbursements at University of Puerto Rico-Arecibo come to $17,848,380.00 spread across 3,375 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 18 |
| Avg GI Bill amount | $1,987.00 |
Dig into veteran education benefits on the college veterans page.
The data above is a foundation; round it out by asking yourself about University of Puerto Rico-Arecibo, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.