by our College Data Analytics TeamThis overview lays out the cost of attending University of San Francisco, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Published attendance costs at University of San Francisco stands at about $76,421.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $60,492.00 |
| + Room, board & other expenses | $15,929.00 |
| Total cost | $76,421.00 |
| That is 133% above the national average net price. |
| Total cost | $76,421.00 |
| − Grants and scholarships | −$38,710.00 |
| Net price | $37,711.00 |
| That is 15% above the national average net price. |
| Total cost | $76,421.00 |
| − Grants and scholarships | −$48,604.00 |
| Net price | $27,817.00 |
| That is 15% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The reported cost series has been increasing at a recent average of 4.2% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $28,985.00 | $39,294.00 | $79,630.00 |
| Senior year | $32,791.00 | $44,454.00 | $90,086.00 |
| Total 4-year net price | $123,448.00 | $167,356.00 | $339,145.00 |
| 10-year loan interest @ 6.8% | $47,029.00 | $63,756.00 | $129,202.00 |
| Total monthly payment | $1,421.00 | $1,926.00 | $3,903.00 |
| Total amount paid | $170,477.00 | $231,112.00 | $468,347.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $28,985.00 | $39,294.00 | $79,630.00 |
| Senior year | $30,202.00 | $40,944.00 | $82,973.00 |
| Total 2-year net price | $59,187.00 | $80,238.00 | $162,602.00 |
| 10-year loan interest @ 6.8% | $22,548.00 | $30,568.00 | $61,946.00 |
| Total monthly payment | $681.00 | $923.00 | $1,871.00 |
| Total amount paid | $81,735.00 | $110,806.00 | $224,548.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $41,431.00 |
| Average net price (off-campus) | $39,495.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $31,741.00 |
| $30,000 to $48,000 | $31,759.00 |
| $48,001 to $75,000 | $34,211.00 |
| $75,001 to $110,000 | $39,319.00 |
| Over $110,000 | $48,576.00 |
For a personalized estimate, try the University of San Francisco Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at University of San Francisco comes to $19,000.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $19,000.00 |
| 75th | $28,350.00 |
| 90th | $34,750.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $19,308.00 |
| High income | $18,500.00 |
Low-income borrowers graduate with $1,000.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $18,750.00 |
First-generation graduates from University of San Francisco graduate with $750.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of University of San Francisco works out to $3,424.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for University of San Francisco is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.6% |
For a sense of scale, Stafford disbursements at University of San Francisco total $941,591,097.00 spread across 31,433 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 258 |
| Avg GI Bill amount | $23,371.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through University of San Francisco, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.