by our College Data Analytics TeamThis guide covers the real cost of attending University of South Carolina-Sumter, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at University of South Carolina-Sumter ranged from $18,335.00 to $29,015.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $18,335.00 in-state, rising to $29,015.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $7,558.00 |
| + Room, board & other expenses | $10,777.00 |
| Total cost | $18,335.00 |
| That is 5% below the national average net price. |
| Total cost | $18,335.00 |
| − Grants and scholarships | −$10,252.00 |
| Net price | $8,083.00 |
| That is 58% below the national average net price. |
| Total cost | $18,335.00 |
| − Grants and scholarships | −$12,070.00 |
| Net price | $6,265.00 |
| That is 67% below the national average net price. |
| Tuition and fees | $18,238.00 |
| + Room, board & other expenses | $10,777.00 |
| Total cost | $29,015.00 |
| That is 51% above the national average net price. |
| Total cost | $29,015.00 |
| − Grants and scholarships | −$10,252.00 |
| Net price | $18,763.00 |
| That is 3% below the national average net price. |
| Total cost | $29,015.00 |
| − Grants and scholarships | −$12,070.00 |
| Net price | $16,945.00 |
| That is 12% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
The projections below extend the current annual cost across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,265.00 | $8,083.00 | $18,335.00 |
| Senior year | $6,265.00 | $8,083.00 | $18,335.00 |
| Total 4-year net price | $25,060.00 | $32,332.00 | $73,340.00 |
| 10-year loan interest @ 6.8% | $9,547.00 | $12,317.00 | $27,940.00 |
| Total monthly payment | $288.00 | $372.00 | $844.00 |
| Total amount paid | $34,607.00 | $44,649.00 | $101,280.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,265.00 | $8,083.00 | $18,335.00 |
| Senior year | $6,265.00 | $8,083.00 | $18,335.00 |
| Total 2-year net price | $12,530.00 | $16,166.00 | $36,670.00 |
| 10-year loan interest @ 6.8% | $4,773.00 | $6,159.00 | $13,970.00 |
| Total monthly payment | $144.00 | $186.00 | $422.00 |
| Total amount paid | $17,303.00 | $22,325.00 | $50,640.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,945.00 | $18,763.00 | $29,015.00 |
| Senior year | $16,945.00 | $18,763.00 | $29,015.00 |
| Total 4-year net price | $67,780.00 | $75,052.00 | $116,060.00 |
| 10-year loan interest @ 6.8% | $25,822.00 | $28,592.00 | $44,215.00 |
| Total monthly payment | $780.00 | $864.00 | $1,336.00 |
| Total amount paid | $93,602.00 | $103,644.00 | $160,275.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,945.00 | $18,763.00 | $29,015.00 |
| Senior year | $16,945.00 | $18,763.00 | $29,015.00 |
| Total 2-year net price | $33,890.00 | $37,526.00 | $58,030.00 |
| 10-year loan interest @ 6.8% | $12,911.00 | $14,296.00 | $22,107.00 |
| Total monthly payment | $390.00 | $432.00 | $668.00 |
| Total amount paid | $46,801.00 | $51,822.00 | $80,137.00 |
| Read more in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $7,712.00 |
| Average net price (off-campus) | $9,283.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,024.00 |
| $30,000 to $48,000 | $7,692.00 |
| $48,001 to $75,000 | $9,803.00 |
| $75,001 to $110,000 | $13,369.00 |
| Over $110,000 | $14,270.00 |
Use University of South Carolina-Sumter Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at University of South Carolina-Sumter stands at $5,500.00, landing it in the Very Low (<$10k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,018.00 |
| Median (50th) | $5,500.00 |
| 75th | $12,500.00 |
| 90th | $19,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,250.00 |
| Middle income | $5,500.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $750.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $5,500.00 |
The federal default-rate tier for University of South Carolina-Sumter is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.4% |
For context on the loan portfolio, Stafford disbursements at University of South Carolina-Sumter amount to $46,078,002.00 covering 3,767 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 40 |
| Avg GI Bill amount | $4,381.00 |
| DoD Tuition Assistance recipients | 159 |
| Avg DoD Tuition Assistance | $2,094.00 |
Dig into veteran education benefits on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing University of South Carolina-Sumter, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.