by our College Data Analytics TeamThis overview lays out the cost of attending University of South Carolina-Upstate, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Cost of attendance at University of South Carolina-Upstate fell between $24,565.00 and $36,067.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $24,565.00 for in-state students versus $36,067.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $11,588.00 |
| + Room, board & other expenses | $12,977.00 |
| Total cost | $24,565.00 |
| That is 28% above the national average net price. |
| Total cost | $24,565.00 |
| − Grants and scholarships | −$11,567.00 |
| Net price | $12,998.00 |
| That is 32% below the national average net price. |
| Total cost | $24,565.00 |
| − Grants and scholarships | −$13,506.00 |
| Net price | $11,059.00 |
| That is 43% below the national average net price. |
| Tuition and fees | $23,090.00 |
| + Room, board & other expenses | $12,977.00 |
| Total cost | $36,067.00 |
| That is 87% above the national average net price. |
| Total cost | $36,067.00 |
| − Grants and scholarships | −$11,567.00 |
| Net price | $24,500.00 |
| That is 27% above the national average net price. |
| Total cost | $36,067.00 |
| − Grants and scholarships | −$13,506.00 |
| Net price | $22,561.00 |
| That is 17% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years at about 0.8% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $11,148.00 | $13,103.00 | $24,763.00 |
| Senior year | $11,420.00 | $13,422.00 | $25,366.00 |
| Total 4-year net price | $45,134.00 | $53,048.00 | $100,255.00 |
| 10-year loan interest @ 6.8% | $17,195.00 | $20,209.00 | $38,194.00 |
| Total monthly payment | $519.00 | $610.00 | $1,154.00 |
| Total amount paid | $62,329.00 | $73,257.00 | $138,449.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $11,148.00 | $13,103.00 | $24,763.00 |
| Senior year | $11,238.00 | $13,208.00 | $24,962.00 |
| Total 2-year net price | $22,386.00 | $26,311.00 | $49,725.00 |
| 10-year loan interest @ 6.8% | $8,528.00 | $10,024.00 | $18,944.00 |
| Total monthly payment | $258.00 | $303.00 | $572.00 |
| Total amount paid | $30,914.00 | $36,335.00 | $68,669.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $22,743.00 | $24,697.00 | $36,358.00 |
| Senior year | $23,297.00 | $25,299.00 | $37,244.00 |
| Total 4-year net price | $92,077.00 | $99,990.00 | $147,198.00 |
| 10-year loan interest @ 6.8% | $35,078.00 | $38,093.00 | $56,077.00 |
| Total monthly payment | $1,060.00 | $1,151.00 | $1,694.00 |
| Total amount paid | $127,155.00 | $138,083.00 | $203,275.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $22,743.00 | $24,697.00 | $36,358.00 |
| Senior year | $22,926.00 | $24,896.00 | $36,651.00 |
| Total 2-year net price | $45,669.00 | $49,594.00 | $73,008.00 |
| 10-year loan interest @ 6.8% | $17,398.00 | $18,893.00 | $27,814.00 |
| Total monthly payment | $526.00 | $571.00 | $840.00 |
| Total amount paid | $63,067.00 | $68,487.00 | $100,822.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,557.00 |
| Average net price (off-campus) | $13,725.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,021.00 |
| $30,000 to $48,000 | $12,164.00 |
| $48,001 to $75,000 | $13,876.00 |
| $75,001 to $110,000 | $17,711.00 |
| Over $110,000 | $20,030.00 |
Get a tailored estimate from the University of South Carolina-Upstate Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of University of South Carolina-Upstate stands at $15,000.00, categorized as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,112.00 |
| 25th | $7,000.00 |
| Median (50th) | $15,000.00 |
| 75th | $25,188.00 |
| 90th | $34,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,000.00 |
| Middle income | $14,940.00 |
| High income | $14,000.00 |
Borrowers from lower-income families leave school with $2,000.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,852.00 |
First-gen borrowers at University of South Carolina-Upstate take on $148.00 in additional median debt versus continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at University of South Carolina-Upstate amounts to $4,280.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at University of South Carolina-Upstate is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.6% |
For scale, federal Stafford loan disbursements at University of South Carolina-Upstate total $464,996,510.00 across 23,452 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 129 |
| Avg GI Bill amount | $9,750.00 |
| DoD Tuition Assistance recipients | 69 |
| Avg DoD Tuition Assistance | $2,973.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Use the figures above as a launch point, then think through University of South Carolina-Upstate, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.