by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Vermont, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at University of Vermont spanned $35,116.00 through $61,560.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $35,116.00 in-state, rising to $61,560.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $19,058.00 |
| + Room, board & other expenses | $16,058.00 |
| Total cost | $35,116.00 |
| That is 82% above the national average net price. |
| Total cost | $35,116.00 |
| − Grants and scholarships | −$16,306.00 |
| Net price | $18,810.00 |
| That is 2% below the national average net price. |
| Total cost | $35,116.00 |
| − Grants and scholarships | −$24,522.00 |
| Net price | $10,594.00 |
| That is 45% below the national average net price. |
| Tuition and fees | $45,502.00 |
| + Room, board & other expenses | $16,058.00 |
| Total cost | $61,560.00 |
| That is 220% above the national average net price. |
| Total cost | $61,560.00 |
| − Grants and scholarships | −$16,306.00 |
| Net price | $45,254.00 |
| That is 135% above the national average net price. |
| Total cost | $61,560.00 |
| − Grants and scholarships | −$24,522.00 |
| Net price | $37,038.00 |
| That is 92% above the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The reported cost series has been increasing by around 1.2% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $10,724.00 | $19,040.00 | $35,546.00 |
| Senior year | $11,122.00 | $19,748.00 | $36,868.00 |
| Total 4-year net price | $43,689.00 | $77,571.00 | $144,816.00 |
| 10-year loan interest @ 6.8% | $16,644.00 | $29,552.00 | $55,170.00 |
| Total monthly payment | $503.00 | $893.00 | $1,667.00 |
| Total amount paid | $60,333.00 | $107,123.00 | $199,986.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $10,724.00 | $19,040.00 | $35,546.00 |
| Senior year | $10,855.00 | $19,273.00 | $35,981.00 |
| Total 2-year net price | $21,579.00 | $38,314.00 | $71,527.00 |
| 10-year loan interest @ 6.8% | $8,221.00 | $14,596.00 | $27,249.00 |
| Total monthly payment | $248.00 | $441.00 | $823.00 |
| Total amount paid | $29,799.00 | $52,910.00 | $98,776.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $37,491.00 | $45,808.00 | $62,314.00 |
| Senior year | $38,885.00 | $47,511.00 | $64,630.00 |
| Total 4-year net price | $152,742.00 | $186,625.00 | $253,869.00 |
| 10-year loan interest @ 6.8% | $58,189.00 | $71,097.00 | $96,715.00 |
| Total monthly payment | $1,758.00 | $2,148.00 | $2,922.00 |
| Total amount paid | $210,932.00 | $257,722.00 | $350,585.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $37,491.00 | $45,808.00 | $62,314.00 |
| Senior year | $37,950.00 | $46,369.00 | $63,077.00 |
| Total 2-year net price | $75,442.00 | $92,177.00 | $125,390.00 |
| 10-year loan interest @ 6.8% | $28,741.00 | $35,116.00 | $47,769.00 |
| Total monthly payment | $868.00 | $1,061.00 | $1,443.00 |
| Total amount paid | $104,183.00 | $127,293.00 | $173,159.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $19,343.00 |
| Average net price (off-campus) | $20,860.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,958.00 |
| $30,000 to $48,000 | $13,113.00 |
| $48,001 to $75,000 | $17,261.00 |
| $75,001 to $110,000 | $22,233.00 |
| Over $110,000 | $28,049.00 |
Run your own numbers with the University of Vermont Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from University of Vermont comes to $17,500.00, categorized as a Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $7,500.00 |
| Median (50th) | $17,500.00 |
| 75th | $26,250.00 |
| 90th | $27,758.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,417.00 |
| Middle income | $18,048.00 |
| High income | $17,500.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $16,750.00 |
First-gen students at University of Vermont carry $2,250.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at University of Vermont is $2,360.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for University of Vermont is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.3% |
For scale, federal Stafford loan disbursements at University of Vermont reach $680,165,417.00 over 30,115 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 76 |
| Avg GI Bill amount | $15,985.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through University of Vermont, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.