by our College Data Analytics TeamThis guide covers the real cost of attending University of West Alabama, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
The total cost of attendance at University of West Alabama varied between $22,402.00 through $31,502.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $22,402.00 in-state versus $31,502.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $10,990.00 |
| + Room, board & other expenses | $11,412.00 |
| Total cost | $22,402.00 |
| That is 16% above the national average net price. |
| Total cost | $22,402.00 |
| − Grants and scholarships | −$10,074.00 |
| Net price | $12,328.00 |
| That is 36% below the national average net price. |
| Total cost | $22,402.00 |
| − Grants and scholarships | −$10,579.00 |
| Net price | $11,823.00 |
| That is 39% below the national average net price. |
| Tuition and fees | $20,090.00 |
| + Room, board & other expenses | $11,412.00 |
| Total cost | $31,502.00 |
| That is 64% above the national average net price. |
| Total cost | $31,502.00 |
| − Grants and scholarships | −$10,074.00 |
| Net price | $21,428.00 |
| That is 11% above the national average net price. |
| Total cost | $31,502.00 |
| − Grants and scholarships | −$10,579.00 |
| Net price | $20,923.00 |
| That is 9% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and room and board. |
The tables below project a full degree at the current published cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,823.00 | $12,328.00 | $22,402.00 |
| Senior year | $11,823.00 | $12,328.00 | $22,402.00 |
| Total 4-year net price | $47,292.00 | $49,312.00 | $89,608.00 |
| 10-year loan interest @ 6.8% | $18,017.00 | $18,786.00 | $34,137.00 |
| Total monthly payment | $544.00 | $567.00 | $1,031.00 |
| Total amount paid | $65,309.00 | $68,098.00 | $123,745.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,823.00 | $12,328.00 | $22,402.00 |
| Senior year | $11,823.00 | $12,328.00 | $22,402.00 |
| Total 2-year net price | $23,646.00 | $24,656.00 | $44,804.00 |
| 10-year loan interest @ 6.8% | $9,008.00 | $9,393.00 | $17,069.00 |
| Total monthly payment | $272.00 | $284.00 | $516.00 |
| Total amount paid | $32,654.00 | $34,049.00 | $61,873.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,923.00 | $21,428.00 | $31,502.00 |
| Senior year | $20,923.00 | $21,428.00 | $31,502.00 |
| Total 4-year net price | $83,692.00 | $85,712.00 | $126,008.00 |
| 10-year loan interest @ 6.8% | $31,884.00 | $32,653.00 | $48,005.00 |
| Total monthly payment | $963.00 | $986.00 | $1,450.00 |
| Total amount paid | $115,576.00 | $118,365.00 | $174,013.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,923.00 | $21,428.00 | $31,502.00 |
| Senior year | $20,923.00 | $21,428.00 | $31,502.00 |
| Total 2-year net price | $41,846.00 | $42,856.00 | $63,004.00 |
| 10-year loan interest @ 6.8% | $15,942.00 | $16,327.00 | $24,002.00 |
| Total monthly payment | $482.00 | $493.00 | $725.00 |
| Total amount paid | $57,788.00 | $59,183.00 | $87,006.00 |
| For the complete net-price picture, see the net-price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $12,684.00 |
| Average net price (off-campus) | $13,832.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,773.00 |
| $30,000 to $48,000 | $12,806.00 |
| $48,001 to $75,000 | $14,480.00 |
| $75,001 to $110,000 | $16,763.00 |
| Over $110,000 | $16,755.00 |
Run your own numbers with the University of West Alabama Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from University of West Alabama comes to $13,000.00, which federal data classifies as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $27,000.00 |
| 90th | $39,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $13,250.00 |
| High income | $13,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $12,876.00 |
First-generation graduates from University of West Alabama graduate with $124.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at University of West Alabama stands at $3,750.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for University of West Alabama is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
To give some context for these rates, Stafford loans disbursed at University of West Alabama total $904,974,976.00 over 27,064 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 96 |
| Avg GI Bill amount | $6,512.00 |
| DoD Tuition Assistance recipients | 23 |
| Avg DoD Tuition Assistance | $2,889.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing University of West Alabama, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.