by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Wisconsin-Oshkosh, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The full cost of attending University of Wisconsin-Oshkosh fell between $19,063.00 and up to $26,977.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $19,063.00 in-state against $26,977.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $8,532.00 |
| + Room, board & other expenses | $10,531.00 |
| Total cost | $19,063.00 |
| That is roughly at the national average net price. |
| Total cost | $19,063.00 |
| − Grants and scholarships | −$5,347.00 |
| Net price | $13,716.00 |
| That is 29% below the national average net price. |
| Total cost | $19,063.00 |
| − Grants and scholarships | −$10,416.00 |
| Net price | $8,647.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $16,446.00 |
| + Room, board & other expenses | $10,531.00 |
| Total cost | $26,977.00 |
| That is 40% above the national average net price. |
| Total cost | $26,977.00 |
| − Grants and scholarships | −$5,347.00 |
| Net price | $21,630.00 |
| That is 12% above the national average net price. |
| Total cost | $26,977.00 |
| − Grants and scholarships | −$10,416.00 |
| Net price | $16,561.00 |
| That is 14% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Published costs have climbed year over year by around 2.4% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $8,858.00 | $14,051.00 | $19,528.00 |
| Senior year | $9,523.00 | $15,105.00 | $20,993.00 |
| Total 4-year net price | $36,750.00 | $58,294.00 | $81,019.00 |
| 10-year loan interest @ 6.8% | $14,001.00 | $22,208.00 | $30,865.00 |
| Total monthly payment | $423.00 | $671.00 | $932.00 |
| Total amount paid | $50,751.00 | $80,502.00 | $111,885.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $8,858.00 | $14,051.00 | $19,528.00 |
| Senior year | $9,074.00 | $14,394.00 | $20,005.00 |
| Total 2-year net price | $17,932.00 | $28,444.00 | $39,533.00 |
| 10-year loan interest @ 6.8% | $6,832.00 | $10,836.00 | $15,061.00 |
| Total monthly payment | $206.00 | $327.00 | $455.00 |
| Total amount paid | $24,764.00 | $39,281.00 | $54,594.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $16,965.00 | $22,158.00 | $27,635.00 |
| Senior year | $18,238.00 | $23,820.00 | $29,709.00 |
| Total 4-year net price | $70,386.00 | $91,929.00 | $114,654.00 |
| 10-year loan interest @ 6.8% | $26,814.00 | $35,022.00 | $43,679.00 |
| Total monthly payment | $810.00 | $1,058.00 | $1,319.00 |
| Total amount paid | $97,200.00 | $126,951.00 | $158,334.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $16,965.00 | $22,158.00 | $27,635.00 |
| Senior year | $17,379.00 | $22,699.00 | $28,310.00 |
| Total 2-year net price | $34,344.00 | $44,857.00 | $55,945.00 |
| 10-year loan interest @ 6.8% | $13,084.00 | $17,089.00 | $21,313.00 |
| Total monthly payment | $395.00 | $516.00 | $644.00 |
| Total amount paid | $47,428.00 | $61,945.00 | $77,258.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $14,305.00 |
| Average net price (off-campus) | $14,761.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,232.00 |
| $30,000 to $48,000 | $10,209.00 |
| $48,001 to $75,000 | $13,961.00 |
| $75,001 to $110,000 | $17,218.00 |
| Over $110,000 | $18,553.00 |
Run your own numbers with the University of Wisconsin-Oshkosh Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at University of Wisconsin-Oshkosh works out to $12,500.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,288.00 |
| Median (50th) | $12,500.00 |
| 75th | $26,500.00 |
| 90th | $32,583.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $14,072.00 |
| High income | $12,000.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of University of Wisconsin-Oshkosh is $2,369.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for University of Wisconsin-Oshkosh is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.6% |
For context on the loan portfolio, Stafford disbursements at University of Wisconsin-Oshkosh amount to $583,900,408.00 covering 33,137 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 161 |
| Avg GI Bill amount | $6,864.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $2,204.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through University of Wisconsin-Oshkosh, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.