by our College Data Analytics TeamBelow is the data on what it actually costs to attend Vermont State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Vermont State University fell between $30,074.00 ranging to $40,418.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $30,074.00 in-state versus $40,418.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $11,952.00 |
| + Room, board & other expenses | $18,122.00 |
| Total cost | $30,074.00 |
| That is 56% above the national average net price. |
| Total cost | $30,074.00 |
| − Grants and scholarships | −$7,776.00 |
| Net price | $22,298.00 |
| That is 16% above the national average net price. |
| Total cost | $30,074.00 |
| − Grants and scholarships | −$11,343.00 |
| Net price | $18,731.00 |
| That is 3% below the national average net price. |
| Tuition and fees | $22,296.00 |
| + Room, board & other expenses | $18,122.00 |
| Total cost | $40,418.00 |
| That is 110% above the national average net price. |
| Total cost | $40,418.00 |
| − Grants and scholarships | −$7,776.00 |
| Net price | $32,642.00 |
| That is 70% above the national average net price. |
| Total cost | $40,418.00 |
| − Grants and scholarships | −$11,343.00 |
| Net price | $29,075.00 |
| That is 51% above the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
The projections below extend the current annual cost across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $18,731.00 | $22,298.00 | $30,074.00 |
| Senior year | $18,731.00 | $22,298.00 | $30,074.00 |
| Total 4-year net price | $74,924.00 | $89,192.00 | $120,296.00 |
| 10-year loan interest @ 6.8% | $28,543.00 | $33,979.00 | $45,828.00 |
| Total monthly payment | $862.00 | $1,026.00 | $1,384.00 |
| Total amount paid | $103,467.00 | $123,171.00 | $166,124.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $18,731.00 | $22,298.00 | $30,074.00 |
| Senior year | $18,731.00 | $22,298.00 | $30,074.00 |
| Total 2-year net price | $37,462.00 | $44,596.00 | $60,148.00 |
| 10-year loan interest @ 6.8% | $14,272.00 | $16,989.00 | $22,914.00 |
| Total monthly payment | $431.00 | $513.00 | $692.00 |
| Total amount paid | $51,734.00 | $61,585.00 | $83,062.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $29,075.00 | $32,642.00 | $40,418.00 |
| Senior year | $29,075.00 | $32,642.00 | $40,418.00 |
| Total 4-year net price | $116,300.00 | $130,568.00 | $161,672.00 |
| 10-year loan interest @ 6.8% | $44,306.00 | $49,742.00 | $61,591.00 |
| Total monthly payment | $1,338.00 | $1,503.00 | $1,861.00 |
| Total amount paid | $160,606.00 | $180,310.00 | $223,263.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $29,075.00 | $32,642.00 | $40,418.00 |
| Senior year | $29,075.00 | $32,642.00 | $40,418.00 |
| Total 2-year net price | $58,150.00 | $65,284.00 | $80,836.00 |
| 10-year loan interest @ 6.8% | $22,153.00 | $24,871.00 | $30,796.00 |
| Total monthly payment | $669.00 | $751.00 | $930.00 |
| Total amount paid | $80,303.00 | $90,155.00 | $111,632.00 |
| For the complete net-price picture, see the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $18,212.00 |
| Average net price (off-campus) | $20,865.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,958.00 |
| $30,000 to $48,000 | $16,623.00 |
| $48,001 to $75,000 | $19,809.00 |
| $75,001 to $110,000 | $24,115.00 |
| Over $110,000 | $26,240.00 |
Get a tailored estimate from the Vermont State University Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Vermont State University works out to $11,000.00, placing the school in the Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,830.00 |
| 25th | $7,134.00 |
| Median (50th) | $11,000.00 |
| 75th | $20,000.00 |
| 90th | $27,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $9,750.00 |
| High income | $11,000.00 |
Low-income graduates carry $1,000.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,000.00 |
| Continuing-generation students | $11,617.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Vermont State University stands at $2,500.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Vermont State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.5% |
For a sense of scale, Stafford disbursements at Vermont State University add up to $79,362,900.00 distributed across 6,157 recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 103 |
| Avg GI Bill amount | $10,544.00 |
| DoD Tuition Assistance recipients | 20 |
| Avg DoD Tuition Assistance | $2,400.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Vermont State University, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.