by our College Data Analytics TeamBelow is the data on what it actually costs to attend West Chester University of Pennsylvania, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
Attendance costs at West Chester University of Pennsylvania varied between $27,559.00 ranging to $39,383.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $27,559.00 in-state against $39,383.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $10,775.00 |
| + Room, board & other expenses | $16,784.00 |
| Total cost | $27,559.00 |
| That is 43% above the national average net price. |
| Total cost | $27,559.00 |
| − Grants and scholarships | −$5,063.00 |
| Net price | $22,496.00 |
| That is 17% above the national average net price. |
| Total cost | $27,559.00 |
| − Grants and scholarships | −$11,376.00 |
| Net price | $16,183.00 |
| That is 16% below the national average net price. |
| Tuition and fees | $22,599.00 |
| + Room, board & other expenses | $16,784.00 |
| Total cost | $39,383.00 |
| That is 105% above the national average net price. |
| Total cost | $39,383.00 |
| − Grants and scholarships | −$5,063.00 |
| Net price | $34,320.00 |
| That is 78% above the national average net price. |
| Total cost | $39,383.00 |
| − Grants and scholarships | −$11,376.00 |
| Net price | $28,007.00 |
| That is 45% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Published costs have climbed year over year at about 0.5% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $16,256.00 | $22,598.00 | $27,684.00 |
| Senior year | $16,478.00 | $22,906.00 | $28,061.00 |
| Total 4-year net price | $65,468.00 | $91,006.00 | $111,489.00 |
| 10-year loan interest @ 6.8% | $24,941.00 | $34,670.00 | $42,473.00 |
| Total monthly payment | $753.00 | $1,047.00 | $1,283.00 |
| Total amount paid | $90,408.00 | $125,677.00 | $153,962.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $16,256.00 | $22,598.00 | $27,684.00 |
| Senior year | $16,330.00 | $22,700.00 | $27,809.00 |
| Total 2-year net price | $32,586.00 | $45,298.00 | $55,493.00 |
| 10-year loan interest @ 6.8% | $12,414.00 | $17,257.00 | $21,141.00 |
| Total monthly payment | $375.00 | $521.00 | $639.00 |
| Total amount paid | $45,000.00 | $62,555.00 | $76,633.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $28,134.00 | $34,475.00 | $39,561.00 |
| Senior year | $28,517.00 | $34,945.00 | $40,101.00 |
| Total 4-year net price | $113,301.00 | $138,840.00 | $159,322.00 |
| 10-year loan interest @ 6.8% | $43,164.00 | $52,893.00 | $60,696.00 |
| Total monthly payment | $1,304.00 | $1,598.00 | $1,833.00 |
| Total amount paid | $156,465.00 | $191,733.00 | $220,018.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $28,134.00 | $34,475.00 | $39,561.00 |
| Senior year | $28,261.00 | $34,631.00 | $39,740.00 |
| Total 2-year net price | $56,395.00 | $69,107.00 | $79,301.00 |
| 10-year loan interest @ 6.8% | $21,484.00 | $26,327.00 | $30,211.00 |
| Total monthly payment | $649.00 | $795.00 | $913.00 |
| Total amount paid | $77,879.00 | $95,434.00 | $109,512.00 |
For the complete net-price picture, see the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $23,331.00 |
| Average net price (off-campus) | $22,673.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,800.00 |
| $30,000 to $48,000 | $17,340.00 |
| $48,001 to $75,000 | $20,275.00 |
| $75,001 to $110,000 | $24,846.00 |
| Over $110,000 | $26,575.00 |
Run your own numbers with the West Chester University of Pennsylvania Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The typical debt load for borrowers leaving West Chester University of Pennsylvania works out to $18,750.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $9,500.00 |
| Median (50th) | $18,750.00 |
| 75th | $27,000.00 |
| 90th | $31,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,744.00 |
| Middle income | $19,500.00 |
| High income | $18,500.00 |
Low-income graduates carry $244.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $18,500.00 |
First-generation graduates from West Chester University of Pennsylvania carry $500.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at West Chester University of Pennsylvania comes to $2,333.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for West Chester University of Pennsylvania is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.1% |
For scale, federal Stafford loan disbursements at West Chester University of Pennsylvania come to $979,422,921.00 distributed across 50,088 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 163 |
| Avg GI Bill amount | $8,073.00 |
| DoD Tuition Assistance recipients | 57 |
| Avg DoD Tuition Assistance | $3,165.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing West Chester University of Pennsylvania, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.