by our College Data Analytics TeamHere is what you can expect to pay at Western Oklahoma State College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Published attendance costs at Western Oklahoma State College came in between $16,367.00 ranging to $20,735.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $16,367.00 in-state, rising to $20,735.00 for those paying out-of-state rates.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $5,586.00 |
| + Room, board & other expenses | $10,781.00 |
| Total cost | $16,367.00 |
| That is 15% below the national average net price. |
| Total cost | $16,367.00 |
| − Grants and scholarships | −$8,105.00 |
| Net price | $8,262.00 |
| That is 57% below the national average net price. |
| Total cost | $16,367.00 |
| − Grants and scholarships | −$9,591.00 |
| Net price | $6,776.00 |
| That is 65% below the national average net price. |
| Tuition and fees | $9,954.00 |
| + Room, board & other expenses | $10,781.00 |
| Total cost | $20,735.00 |
| That is 8% above the national average net price. |
| Total cost | $20,735.00 |
| − Grants and scholarships | −$8,105.00 |
| Net price | $12,630.00 |
| That is 34% below the national average net price. |
| Total cost | $20,735.00 |
| − Grants and scholarships | −$9,591.00 |
| Net price | $11,144.00 |
| That is 42% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Cost of attendance here has been rising at a recent average of 2.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,937.00 | $8,458.00 | $16,755.00 |
| Senior year | $7,442.00 | $9,074.00 | $17,975.00 |
| Total 4-year net price | $28,749.00 | $35,054.00 | $69,442.00 |
| 10-year loan interest @ 6.8% | $10,952.00 | $13,354.00 | $26,455.00 |
| Total monthly payment | $331.00 | $403.00 | $799.00 |
| Total amount paid | $39,702.00 | $48,408.00 | $95,897.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,937.00 | $8,458.00 | $16,755.00 |
| Senior year | $7,101.00 | $8,658.00 | $17,152.00 |
| Total 2-year net price | $14,038.00 | $17,116.00 | $33,907.00 |
| 10-year loan interest @ 6.8% | $5,348.00 | $6,521.00 | $12,918.00 |
| Total monthly payment | $162.00 | $197.00 | $390.00 |
| Total amount paid | $19,386.00 | $23,637.00 | $46,825.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $11,408.00 | $12,929.00 | $21,227.00 |
| Senior year | $12,239.00 | $13,871.00 | $22,773.00 |
| Total 4-year net price | $47,282.00 | $53,587.00 | $87,974.00 |
| 10-year loan interest @ 6.8% | $18,013.00 | $20,415.00 | $33,515.00 |
| Total monthly payment | $544.00 | $617.00 | $1,012.00 |
| Total amount paid | $65,294.00 | $74,001.00 | $121,490.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $11,408.00 | $12,929.00 | $21,227.00 |
| Senior year | $11,679.00 | $13,236.00 | $21,730.00 |
| Total 2-year net price | $23,087.00 | $26,166.00 | $42,957.00 |
| 10-year loan interest @ 6.8% | $8,795.00 | $9,968.00 | $16,365.00 |
| Total monthly payment | $266.00 | $301.00 | $494.00 |
| Total amount paid | $31,882.00 | $36,134.00 | $59,322.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $7,267.00 |
| Average net price (off-campus) | $7,461.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,899.00 |
| $30,000 to $48,000 | $7,009.00 |
| $48,001 to $75,000 | $10,619.00 |
| $75,001 to $110,000 | $10,122.00 |
Estimate your specific net price using the school’s Western Oklahoma State College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at Western Oklahoma State College amounts to $5,500.00, placing the school in the Very Low (<$10k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,700.00 |
| 25th | $3,000.00 |
| Median (50th) | $5,500.00 |
| 75th | $9,500.00 |
| 90th | $16,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,945.00 |
| Middle income | $5,225.00 |
| High income | $5,575.00 |
On average, low-income graduates leave with $370.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $7,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Western Oklahoma State College stands at $-50.00.
The default-rate category at Western Oklahoma State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.2% |
To put the rates in context, Stafford loans at Western Oklahoma State College come to $30,453,236.00 covering 3,483 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 28 |
| Avg GI Bill amount | $3,605.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $1,177.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The data above is a foundation; round it out by asking yourself about Western Oklahoma State College, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.