by our College Data Analytics TeamHere’s the full picture on paying for Western Oregon University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Western Oregon University spanned $23,975.00 to $44,630.00 depending on whether you qualify for in-state rates.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $23,975.00 in-state compared with $44,630.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $11,879.00 |
| + Room, board & other expenses | $12,096.00 |
| Total cost | $23,975.00 |
| That is 25% above the national average net price. |
| Total cost | $23,975.00 |
| − Grants and scholarships | −$7,825.00 |
| Net price | $16,150.00 |
| That is 16% below the national average net price. |
| Total cost | $23,975.00 |
| − Grants and scholarships | −$9,487.00 |
| Net price | $14,488.00 |
| That is 25% below the national average net price. |
| Tuition and fees | $32,534.00 |
| + Room, board & other expenses | $12,096.00 |
| Total cost | $44,630.00 |
| That is 132% above the national average net price. |
| Total cost | $44,630.00 |
| − Grants and scholarships | −$7,825.00 |
| Net price | $36,805.00 |
| That is 91% above the national average net price. |
| Total cost | $44,630.00 |
| − Grants and scholarships | −$9,487.00 |
| Net price | $35,143.00 |
| That is 83% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
The reported cost series has been increasing by around 3.1% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $14,937.00 | $16,650.00 | $24,718.00 |
| Senior year | $16,368.00 | $18,246.00 | $27,086.00 |
| Total 4-year net price | $62,581.00 | $69,760.00 | $103,559.00 |
| 10-year loan interest @ 6.8% | $23,841.00 | $26,576.00 | $39,452.00 |
| Total monthly payment | $720.00 | $803.00 | $1,192.00 |
| Total amount paid | $86,422.00 | $96,335.00 | $143,012.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $14,937.00 | $16,650.00 | $24,718.00 |
| Senior year | $15,399.00 | $17,166.00 | $25,483.00 |
| Total 2-year net price | $30,336.00 | $33,816.00 | $50,201.00 |
| 10-year loan interest @ 6.8% | $11,557.00 | $12,883.00 | $19,125.00 |
| Total monthly payment | $349.00 | $389.00 | $578.00 |
| Total amount paid | $41,893.00 | $46,699.00 | $69,325.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $36,232.00 | $37,945.00 | $46,012.00 |
| Senior year | $39,704.00 | $41,581.00 | $50,422.00 |
| Total 4-year net price | $151,799.00 | $158,978.00 | $192,778.00 |
| 10-year loan interest @ 6.8% | $57,830.00 | $60,565.00 | $73,442.00 |
| Total monthly payment | $1,747.00 | $1,830.00 | $2,218.00 |
| Total amount paid | $209,630.00 | $219,543.00 | $266,220.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $36,232.00 | $37,945.00 | $46,012.00 |
| Senior year | $37,354.00 | $39,120.00 | $47,438.00 |
| Total 2-year net price | $73,585.00 | $77,065.00 | $93,450.00 |
| 10-year loan interest @ 6.8% | $28,033.00 | $29,359.00 | $35,601.00 |
| Total monthly payment | $847.00 | $887.00 | $1,075.00 |
| Total amount paid | $101,619.00 | $106,424.00 | $129,051.00 |
Jump to the net-price detail in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $17,237.00 |
| Average net price (off-campus) | $18,290.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,131.00 |
| $30,000 to $48,000 | $16,040.00 |
| $48,001 to $75,000 | $17,265.00 |
| $75,001 to $110,000 | $18,989.00 |
| Over $110,000 | $20,906.00 |
Estimate your specific net price using the school’s Western Oregon University Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Western Oregon University is $15,000.00, placing the school in the Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,666.00 |
| 25th | $6,500.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $34,858.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,274.00 |
| Middle income | $14,500.00 |
| High income | $14,140.00 |
Borrowers from lower-income families leave school with $2,134.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,400.00 |
First-generation borrowers from Western Oregon University carry $600.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Western Oregon University comes to $3,798.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for Western Oregon University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
To put the rates in context, Stafford loans at Western Oregon University add up to $386,805,885.00 spread across 20,267 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 70 |
| Avg GI Bill amount | $7,364.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,541.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Numbers only tell part of the story. As you weigh Western Oregon University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.