by our College Data Analytics TeamHere’s the full picture on paying for Whatcom Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Whatcom Community College came in between $18,173.00 and $24,095.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $18,173.00 in-state compared with $24,095.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $5,115.00 |
| + Room, board & other expenses | $13,058.00 |
| Total cost | $18,173.00 |
| That is 6% below the national average net price. |
| Total cost | $18,173.00 |
| − Grants and scholarships | −$7,877.00 |
| Net price | $10,296.00 |
| That is 47% below the national average net price. |
| Total cost | $18,173.00 |
| − Grants and scholarships | −$9,858.00 |
| Net price | $8,315.00 |
| That is 57% below the national average net price. |
| Tuition and fees | $11,037.00 |
| + Room, board & other expenses | $13,058.00 |
| Total cost | $24,095.00 |
| That is 25% above the national average net price. |
| Total cost | $24,095.00 |
| − Grants and scholarships | −$7,877.00 |
| Net price | $16,218.00 |
| That is 16% below the national average net price. |
| Total cost | $24,095.00 |
| − Grants and scholarships | −$9,858.00 |
| Net price | $14,237.00 |
| That is 26% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Cost of attendance here has been rising at about 1.8% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $8,463.00 | $10,479.00 | $18,497.00 |
| Senior year | $8,923.00 | $11,049.00 | $19,503.00 |
| Total 4-year net price | $34,767.00 | $43,051.00 | $75,987.00 |
| 10-year loan interest @ 6.8% | $13,245.00 | $16,401.00 | $28,948.00 |
| Total monthly payment | $400.00 | $495.00 | $874.00 |
| Total amount paid | $48,013.00 | $59,451.00 | $104,935.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $8,463.00 | $10,479.00 | $18,497.00 |
| Senior year | $8,614.00 | $10,666.00 | $18,826.00 |
| Total 2-year net price | $17,077.00 | $21,145.00 | $37,323.00 |
| 10-year loan interest @ 6.8% | $6,506.00 | $8,056.00 | $14,219.00 |
| Total monthly payment | $197.00 | $243.00 | $430.00 |
| Total amount paid | $23,583.00 | $29,201.00 | $51,541.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $14,491.00 | $16,507.00 | $24,524.00 |
| Senior year | $15,279.00 | $17,405.00 | $25,858.00 |
| Total 4-year net price | $59,529.00 | $67,812.00 | $100,748.00 |
| 10-year loan interest @ 6.8% | $22,678.00 | $25,834.00 | $38,381.00 |
| Total monthly payment | $685.00 | $780.00 | $1,159.00 |
| Total amount paid | $82,208.00 | $93,646.00 | $139,130.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $14,491.00 | $16,507.00 | $24,524.00 |
| Senior year | $14,749.00 | $16,801.00 | $24,961.00 |
| Total 2-year net price | $29,239.00 | $33,308.00 | $49,485.00 |
| 10-year loan interest @ 6.8% | $11,139.00 | $12,689.00 | $18,852.00 |
| Total monthly payment | $336.00 | $383.00 | $569.00 |
| Total amount paid | $40,378.00 | $45,997.00 | $68,337.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,795.00 |
| Average net price (off-campus) | $9,608.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,666.00 |
| $30,000 to $48,000 | $8,510.00 |
| $48,001 to $75,000 | $11,745.00 |
| $75,001 to $110,000 | $17,893.00 |
| Over $110,000 | $15,888.00 |
Get a tailored estimate from the Whatcom Community College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Typical debt at graduation from Whatcom Community College works out to $8,000.00, placing the school in the Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,375.00 |
| Median (50th) | $8,000.00 |
| 75th | $12,368.00 |
| 90th | $20,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $6,223.00 |
| High income | $5,500.00 |
Graduates from lower-income families carry $4,000.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,125.00 |
First-gen students at Whatcom Community College take on $1,125.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Whatcom Community College stands at $3,163.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Whatcom Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.5% |
For context on the loan portfolio, Stafford disbursements at Whatcom Community College add up to $53,088,554.00 over 5,510 disbursements.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $1,800.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Whatcom Community College, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.