College Factual  by our College Data Analytics Team
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Can You Afford William Paterson University of New Jersey?

Concerned about paying for college? Take a look at William Paterson University’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $25,697 & $39,892

Worried about paying the full cost of $39,892 to attend William Paterson University of New Jersey? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New Jersey, the university offers a discount of 38.4% off tuition and fees. Also, 74.9% of freshmen receive some form of financial aid, with the average amount totaling $9,938. Students from low-income families receive an average of $5,629 in aid during their first year.

Cost for Residents of New Jersey (no aid)

Tuition and fees$13,770
+ Room and board$13,706
+ Other expenses$3,850
Total cost$31,326
Affordability Score (37 out of 100)
more expensive
less expensive

Net Price for Residents of New Jersey (with average aid)

Total cost$31,326
- Grants and scholarships$9,938
Net price$21,388
Affordability Score (40 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New Jersey

Total cost$31,326
- Grants and scholarships$5,629
Net price$25,697
Affordability Score (15 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$22,336
+ Room and board$13,706
+ Other expenses$3,850
Total cost$39,892
Affordability Score (31 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$39,892
- Grants and scholarships$9,938
Net price$29,954
Affordability Score (23 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$39,892
- Grants and scholarships$5,629
Net price$34,263
Affordability Score (6 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at William Paterson University.

Projected Costs Between $93,278 and $233,144 For a Four Year Degree. Between $45,492 and $114,699 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend William Paterson University of New Jersey in 2020 - 2021 was $31,326. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 1.6% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $32,311 during their first year. By their senior year, that cost will be approximately $33,847, for a bachelor degree candidate ($32,815 for an associate degree candidate) for a total of $132,300 over the course of four years ($65,126 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $168,827 based on a yearly growth rate of 1.6%. The expected two-year cost is $83,057.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at William Paterson University of New Jersey

Cost With Interest for Residents of New Jersey

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.5%1.6%
Freshman year$27,495$22,466$32,311
Senior year$28,441$23,026$32,815
Total 2-year net price$55,937$45,492$65,126
10-year loan interest @ 6.8%$21,310$17,331$24,811
Total monthly payment$644$524$749
Total amount paid$77,246$62,823$89,937
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.5%1.6%
Freshman year$27,495$22,466$32,311
Senior year$30,432$24,187$33,847
Total 4-year net price$115,788$93,278$132,300
10-year loan interest @ 6.8%$44,111$35,535$50,401
Total monthly payment$1,332$1,073$1,523
Total amount paid$159,899$128,814$182,701

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.3%1.6%
Freshman year$36,272$31,354$41,195
Senior year$37,320$32,078$41,862
Total 2-year net price$73,592$63,432$83,057
10-year loan interest @ 6.8%$28,036$24,165$31,642
Total monthly payment$847$730$956
Total amount paid$101,628$87,597$114,699
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.3%1.6%
Freshman year$36,272$31,354$41,195
Senior year$39,509$33,577$43,230
Total 4-year net price$151,500$129,828$168,827
10-year loan interest @ 6.8%$57,716$49,460$64,317
Total monthly payment$1,743$1,494$1,943
Total amount paid$209,215$179,288$233,144

Visit net price and financial aid to learn more about the total cost of attending William Paterson University of New Jersey.

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