by our College Data Analytics TeamHere’s the full picture on paying for Worcester State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Worcester State University ranged from $21,586.00 through $27,666.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $21,586.00 in-state versus $27,666.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $11,786.00 |
| + Room, board & other expenses | $9,800.00 |
| Total cost | $21,586.00 |
| That is 12% above the national average net price. |
| Total cost | $21,586.00 |
| − Grants and scholarships | −$9,493.00 |
| Net price | $12,093.00 |
| That is 37% below the national average net price. |
| Total cost | $21,586.00 |
| − Grants and scholarships | −$14,081.00 |
| Net price | $7,505.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $17,866.00 |
| + Room, board & other expenses | $9,800.00 |
| Total cost | $27,666.00 |
| That is 44% above the national average net price. |
| Total cost | $27,666.00 |
| − Grants and scholarships | −$9,493.00 |
| Net price | $18,173.00 |
| That is 6% below the national average net price. |
| Total cost | $27,666.00 |
| − Grants and scholarships | −$14,081.00 |
| Net price | $13,585.00 |
| That is 29% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The reported cost series has been increasing at about 2.3% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $7,681.00 | $12,377.00 | $22,093.00 |
| Senior year | $8,235.00 | $13,269.00 | $23,686.00 |
| Total 4-year net price | $31,824.00 | $51,279.00 | $91,533.00 |
| 10-year loan interest @ 6.8% | $12,124.00 | $19,535.00 | $34,871.00 |
| Total monthly payment | $366.00 | $590.00 | $1,053.00 |
| Total amount paid | $43,948.00 | $70,814.00 | $126,403.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $7,681.00 | $12,377.00 | $22,093.00 |
| Senior year | $7,862.00 | $12,668.00 | $22,612.00 |
| Total 2-year net price | $15,543.00 | $25,044.00 | $44,704.00 |
| 10-year loan interest @ 6.8% | $5,921.00 | $9,541.00 | $17,031.00 |
| Total monthly payment | $179.00 | $288.00 | $514.00 |
| Total amount paid | $21,464.00 | $34,586.00 | $61,735.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $13,904.00 | $18,600.00 | $28,316.00 |
| Senior year | $14,907.00 | $19,941.00 | $30,357.00 |
| Total 4-year net price | $57,605.00 | $77,060.00 | $117,314.00 |
| 10-year loan interest @ 6.8% | $21,946.00 | $29,357.00 | $44,692.00 |
| Total monthly payment | $663.00 | $887.00 | $1,350.00 |
| Total amount paid | $79,551.00 | $106,417.00 | $162,007.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $13,904.00 | $18,600.00 | $28,316.00 |
| Senior year | $14,230.00 | $19,036.00 | $28,980.00 |
| Total 2-year net price | $28,134.00 | $37,636.00 | $57,296.00 |
| 10-year loan interest @ 6.8% | $10,718.00 | $14,338.00 | $21,828.00 |
| Total monthly payment | $324.00 | $433.00 | $659.00 |
| Total amount paid | $38,853.00 | $51,974.00 | $79,124.00 |
Read more in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $13,381.00 |
| Average net price (off-campus) | $14,738.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,035.00 |
| $30,000 to $48,000 | $10,061.00 |
| $48,001 to $75,000 | $12,665.00 |
| $75,001 to $110,000 | $17,378.00 |
| Over $110,000 | $19,939.00 |
For a personalized estimate, try the Worcester State University Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving Worcester State University works out to $13,916.00, placing the school in the Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,916.00 |
| 75th | $22,525.00 |
| 90th | $28,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,879.00 |
| Middle income | $14,051.00 |
| High income | $14,950.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,903.00 |
| Continuing-generation students | $13,925.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Worcester State University works out to $1,250.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Worcester State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.9% |
For a sense of scale, Stafford disbursements at Worcester State University reach $237,241,716.00 covering 16,218 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 46 |
| Avg GI Bill amount | $7,850.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Use the figures above as a launch point, then think through Worcester State University, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.