by our College Data Analytics TeamHere is what you can expect to pay at Xavier University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the links below to jump straight to any section on this page:
Published attendance costs at Xavier University works out to about $62,293.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $50,640.00 |
| + Room, board & other expenses | $11,653.00 |
| Total cost | $62,293.00 |
| That is 90% above the national average net price. |
| Total cost | $62,293.00 |
| − Grants and scholarships | −$32,479.00 |
| Net price | $29,814.00 |
| That is 9% below the national average net price. |
| Total cost | $62,293.00 |
| − Grants and scholarships | −$38,748.00 |
| Net price | $23,545.00 |
| That is 28% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
Cost of attendance here has been rising at a recent average of 6.1% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $24,970.00 | $31,618.00 | $66,062.00 |
| Senior year | $29,782.00 | $37,712.00 | $78,794.00 |
| Total 4-year net price | $109,315.00 | $138,421.00 | $289,215.00 |
| 10-year loan interest @ 6.8% | $41,645.00 | $52,733.00 | $110,181.00 |
| Total monthly payment | $1,258.00 | $1,593.00 | $3,328.00 |
| Total amount paid | $150,960.00 | $191,154.00 | $399,396.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $24,970.00 | $31,618.00 | $66,062.00 |
| Senior year | $26,481.00 | $33,531.00 | $70,060.00 |
| Total 2-year net price | $51,450.00 | $65,149.00 | $136,122.00 |
| 10-year loan interest @ 6.8% | $19,601.00 | $24,819.00 | $51,858.00 |
| Total monthly payment | $592.00 | $750.00 | $1,566.00 |
| Total amount paid | $71,051.00 | $89,969.00 | $187,979.00 |
For the complete net-price picture, see the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $32,997.00 |
| Average net price (off-campus) | $32,342.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $28,499.00 |
| $30,000 to $48,000 | $28,563.00 |
| $48,001 to $75,000 | $31,527.00 |
| $75,001 to $110,000 | $32,456.00 |
| Over $110,000 | $34,548.00 |
For a personalized estimate, try the Xavier University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median graduating debt at Xavier University works out to $18,750.00, categorized as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,250.00 |
| 25th | $9,255.00 |
| Median (50th) | $18,750.00 |
| 75th | $27,270.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $18,750.00 |
| High income | $19,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,750.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Xavier University is $4,250.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Xavier University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.7% |
For a sense of scale, Stafford disbursements at Xavier University total $499,192,721.00 covering 19,690 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 106 |
| Avg GI Bill amount | $18,969.00 |
| DoD Tuition Assistance recipients | 7 |
| Avg DoD Tuition Assistance | $3,500.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Xavier University, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.