by our College Data Analytics TeamHere is what you can expect to pay at SUNY Adirondack, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at SUNY Adirondack spanned $16,664.00 through $19,436.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $16,664.00 in-state against $19,436.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $6,844.00 |
| + Room, board & other expenses | $9,820.00 |
| Total cost | $16,664.00 |
| That is 13% below the national average net price. |
| Total cost | $16,664.00 |
| − Grants and scholarships | −$6,698.00 |
| Net price | $9,966.00 |
| That is 48% below the national average net price. |
| Total cost | $16,664.00 |
| − Grants and scholarships | −$9,596.00 |
| Net price | $7,068.00 |
| That is 63% below the national average net price. |
| Tuition and fees | $9,616.00 |
| + Room, board & other expenses | $9,820.00 |
| Total cost | $19,436.00 |
| That is roughly at the national average net price. |
| Total cost | $19,436.00 |
| − Grants and scholarships | −$6,698.00 |
| Net price | $12,738.00 |
| That is 34% below the national average net price. |
| Total cost | $19,436.00 |
| − Grants and scholarships | −$9,596.00 |
| Net price | $9,840.00 |
| That is 49% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Cost of attendance here has been rising at about 5.2% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $7,437.00 | $10,486.00 | $17,534.00 |
| Senior year | $8,663.00 | $12,215.00 | $20,424.00 |
| Total 4-year net price | $32,158.00 | $45,343.00 | $75,817.00 |
| 10-year loan interest @ 6.8% | $12,251.00 | $17,274.00 | $28,884.00 |
| Total monthly payment | $370.00 | $522.00 | $873.00 |
| Total amount paid | $44,409.00 | $62,617.00 | $104,701.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $7,437.00 | $10,486.00 | $17,534.00 |
| Senior year | $7,825.00 | $11,033.00 | $18,448.00 |
| Total 2-year net price | $15,262.00 | $21,519.00 | $35,982.00 |
| 10-year loan interest @ 6.8% | $5,814.00 | $8,198.00 | $13,708.00 |
| Total monthly payment | $176.00 | $248.00 | $414.00 |
| Total amount paid | $21,076.00 | $29,717.00 | $49,690.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $10,353.00 | $13,403.00 | $20,450.00 |
| Senior year | $12,060.00 | $15,612.00 | $23,822.00 |
| Total 4-year net price | $44,770.00 | $57,955.00 | $88,429.00 |
| 10-year loan interest @ 6.8% | $17,056.00 | $22,079.00 | $33,688.00 |
| Total monthly payment | $515.00 | $667.00 | $1,018.00 |
| Total amount paid | $61,825.00 | $80,034.00 | $122,118.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $10,353.00 | $13,403.00 | $20,450.00 |
| Senior year | $10,894.00 | $14,102.00 | $21,517.00 |
| Total 2-year net price | $21,247.00 | $27,505.00 | $41,968.00 |
| 10-year loan interest @ 6.8% | $8,094.00 | $10,478.00 | $15,988.00 |
| Total monthly payment | $245.00 | $317.00 | $483.00 |
| Total amount paid | $29,342.00 | $37,983.00 | $57,956.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $10,389.00 |
| Average net price (off-campus) | $10,363.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,254.00 |
| $30,000 to $48,000 | $8,816.00 |
| $48,001 to $75,000 | $11,991.00 |
| $75,001 to $110,000 | $13,587.00 |
| Over $110,000 | $16,017.00 |
For a personalized estimate, try the SUNY Adirondack Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at SUNY Adirondack is $8,494.00, categorized as a Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,436.00 |
| 25th | $3,848.00 |
| Median (50th) | $8,494.00 |
| 75th | $12,346.00 |
| 90th | $21,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $6,986.00 |
| High income | $8,002.00 |
Borrowers from lower-income families leave school with $1,498.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,442.00 |
| Continuing-generation students | $8,567.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at SUNY Adirondack amounts to $2,836.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for SUNY Adirondack is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.1% |
For a sense of scale, Stafford disbursements at SUNY Adirondack reach $119,316,200.00 over 10,737 disbursements.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 28 |
| Avg GI Bill amount | $2,991.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about SUNY Adirondack, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.