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Can You Afford Bais Medrash Toras Chesed?

Concerned about paying for college? Take a look at Bais Medrash Toras Chesed’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2020 - 2021 Costs Between $375 and $12,500

Feeling a little stressed about paying $12,500 to attend Bais Medrash Toras Chesed each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for New Jersey students, 50.0% of freshmen receive some form of financial aid, with the average amount totaling $6,284. Students from low-income families receive an average of $12,125 in aid during their first year.

Cost (no aid)

Tuition and fees$7,200
+ Room and board$3,800
+ Other expenses$1,500
Total cost$12,500
Affordability Score (99 out of 100)
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Net Price (with average aid)

Total cost$12,500
- Grants and scholarships$6,284
Net price$6,216
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Average Net Price for Low Income Undergraduates

Total cost$12,500
- Grants and scholarships$12,125
Net price$375
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Learn more about tuition and fees, room, board and other expenses, and financial aid options at Bais Medrash Toras Chesed.

Projected Costs Between $450 and $72,979 For a Four Year Degree. Between $304 and $35,914 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend Bais Medrash Toras Chesed in 2020 - 2021 was $12,500. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 1.6% each year. If this trend continues, we expect the full cost for incoming freshmen to be $12,901 during their first year. By their senior year, that cost will be approximately $13,526 for a bachelor degree candidate ($13,106 for an associate degree candidate) for a total of $52,846 over the course of four years ($26,006 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Bais Medrash Toras Chesed

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*6.9%1.6%
Freshman year$180$7,101$12,901
Senior year$125$7,589$13,106
Total 2-year net price$304$14,690$26,006
10-year loan interest @ 6.8%$116$5,596$9,907
Total monthly payment$4$169$299
Total amount paid$420$20,286$35,914
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*6.9%1.6%
Freshman year$180$7,101$12,901
Senior year$60$8,669$13,526
Total 4-year net price$450$31,471$52,846
10-year loan interest @ 6.8%$172$11,989$20,133
Total monthly payment$5$362$608
Total amount paid$622$43,460$72,979

Visit net price and financial aid to learn more about the total cost of attending Bais Medrash Toras Chesed.

Further Questions to Consider

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