by our College Data Analytics TeamThis guide covers the real cost of attending Bethel University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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What it costs to attend Bethel University is about $42,276.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $34,600.00 |
| + Room, board & other expenses | $7,676.00 |
| Total cost | $42,276.00 |
| That is 29% above the national average net price. |
| Total cost | $42,276.00 |
| − Grants and scholarships | −$25,275.00 |
| Net price | $17,001.00 |
| That is 48% below the national average net price. |
| Total cost | $42,276.00 |
| − Grants and scholarships | −$26,305.00 |
| Net price | $15,971.00 |
| That is 51% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Cost of attendance here has been rising by around 3.9% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $16,597.00 | $17,668.00 | $43,933.00 |
| Senior year | $18,627.00 | $19,828.00 | $49,306.00 |
| Total 4-year net price | $70,396.00 | $74,936.00 | $186,341.00 |
| 10-year loan interest @ 6.8% | $26,818.00 | $28,548.00 | $70,989.00 |
| Total monthly payment | $810.00 | $862.00 | $2,144.00 |
| Total amount paid | $97,214.00 | $103,483.00 | $257,330.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $16,597.00 | $17,668.00 | $43,933.00 |
| Senior year | $17,248.00 | $18,360.00 | $45,656.00 |
| Total 2-year net price | $33,845.00 | $36,028.00 | $89,589.00 |
| 10-year loan interest @ 6.8% | $12,894.00 | $13,725.00 | $34,130.00 |
| Total monthly payment | $389.00 | $415.00 | $1,031.00 |
| Total amount paid | $46,739.00 | $49,753.00 | $123,719.00 |
Jump to the net-price detail in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $18,610.00 |
| Average net price (off-campus) | $19,726.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,050.00 |
| $30,000 to $48,000 | $14,913.00 |
| $48,001 to $75,000 | $19,984.00 |
| $75,001 to $110,000 | $25,516.00 |
| Over $110,000 | $23,916.00 |
Run your own numbers with the Bethel University Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median amount borrowed by graduates of Bethel University comes to $19,293.00, categorized as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,410.00 |
| Median (50th) | $19,293.00 |
| 75th | $27,000.00 |
| 90th | $37,673.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,061.00 |
| Middle income | $20,500.00 |
| High income | $17,320.00 |
Low-income graduates carry $1,741.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $18,500.00 |
First-gen students at Bethel University leave with $1,000.00 more than continuing-generation graduates.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Bethel University comes to $8,401.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Bethel University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.7% |
To give some context for these rates, Stafford loans disbursed at Bethel University add up to $144,547,233.00 over 7,071 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $9,713.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Bethel University, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.