by our College Data Analytics TeamA large number of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Bethel University can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will Bethel offer, and what will you qualify for? Read on for more information. Keep reading to find out how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at Bethel University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Bethel University, 99% of first-year full-time students received aid of some kind (about 367 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $17,700 |
| Institutional grants & scholarships | 95% | $10,695 |
| Federal Pell grants | 58% | $5,823 |
| State/local grants | 69% | $5,520 |
| Federal student loans | 61% | $5,209 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Bethel, about 91% of undergraduate students received gift aid averaging $9,651 (among about 2473 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $9,651 |
| Federal Pell grants | 32% | $5,575 |
| Federal student loans | 38% | $6,989 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $18,608.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $22,130 |
| $30,001 – $75,000 | $21,454 |
| Over $75,000 | $20,666 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,595 |
| Off-campus title-IV students | $21,803 |
For a customized cost estimate, visit Bethel’s online cost calculator: www.bethelu.edu/admissions/tuition-and-fees/net-price-calculator.
The median student at Bethel graduates with $16,750 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,750 |
| Median federal debt (graduates only) | $27,249 |
| Typical 10-year monthly payment (graduates) | $288.88/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at Bethel.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $30,583 |
| 90th percentile (highest-debt students) | $44,270 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $15,634 |
| Middle income | $18,750 |
| High income | $17,375 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,350 |
| Continuing-generation students | $15,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $20,894 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Bethel.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Bethel:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23038 |
| Total Stafford loan amount | $621,327,366 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 71 |
| Total GI Bill amount | $404,207 |
| Average GI Bill amount per recipient | $5,693 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 22 |
| Total DoD amount | $59,250 |
| Average DoD amount per recipient | $2,693 |
References
More about our data sources and methodologies.