by our College Data Analytics TeamHere’s the full picture on paying for California State University-San Bernardino, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Cost of attendance at California State U-San Bernardino came in between $16,910.00 ranging to $29,510.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $16,910.00 in-state versus $29,510.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $8,093.00 |
| + Room, board & other expenses | $8,817.00 |
| Total cost | $16,910.00 |
| That is 12% below the national average net price. |
| Total cost | $16,910.00 |
| − Grants and scholarships | −$12,863.00 |
| Net price | $4,047.00 |
| That is 79% below the national average net price. |
| Total cost | $16,910.00 |
| − Grants and scholarships | −$14,746.00 |
| Net price | $2,164.00 |
| That is 89% below the national average net price. |
| Tuition and fees | $20,693.00 |
| + Room, board & other expenses | $8,817.00 |
| Total cost | $29,510.00 |
| That is 53% above the national average net price. |
| Total cost | $29,510.00 |
| − Grants and scholarships | −$12,863.00 |
| Net price | $16,647.00 |
| That is 14% below the national average net price. |
| Total cost | $29,510.00 |
| − Grants and scholarships | −$14,746.00 |
| Net price | $14,764.00 |
| That is 23% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
The reported cost series has been increasing by roughly 2.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $2,223.00 | $4,158.00 | $17,374.00 |
| Senior year | $2,411.00 | $4,509.00 | $18,842.00 |
| Total 4-year net price | $9,266.00 | $17,328.00 | $72,405.00 |
| 10-year loan interest @ 6.8% | $3,530.00 | $6,602.00 | $27,584.00 |
| Total monthly payment | $107.00 | $199.00 | $833.00 |
| Total amount paid | $12,796.00 | $23,930.00 | $99,989.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $2,223.00 | $4,158.00 | $17,374.00 |
| Senior year | $2,284.00 | $4,272.00 | $17,850.00 |
| Total 2-year net price | $4,508.00 | $8,430.00 | $35,224.00 |
| 10-year loan interest @ 6.8% | $1,717.00 | $3,211.00 | $13,419.00 |
| Total monthly payment | $52.00 | $97.00 | $405.00 |
| Total amount paid | $6,225.00 | $11,641.00 | $48,643.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $15,169.00 | $17,103.00 | $30,319.00 |
| Senior year | $16,451.00 | $18,549.00 | $32,882.00 |
| Total 4-year net price | $63,216.00 | $71,279.00 | $126,356.00 |
| 10-year loan interest @ 6.8% | $24,083.00 | $27,155.00 | $48,137.00 |
| Total monthly payment | $727.00 | $820.00 | $1,454.00 |
| Total amount paid | $87,300.00 | $98,434.00 | $174,493.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $15,169.00 | $17,103.00 | $30,319.00 |
| Senior year | $15,585.00 | $17,572.00 | $31,150.00 |
| Total 2-year net price | $30,753.00 | $34,676.00 | $61,469.00 |
| 10-year loan interest @ 6.8% | $11,716.00 | $13,210.00 | $23,418.00 |
| Total monthly payment | $354.00 | $399.00 | $707.00 |
| Total amount paid | $42,469.00 | $47,886.00 | $84,887.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $4,564.00 |
| Average net price (off-campus) | $5,918.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,298.00 |
| $30,000 to $48,000 | $4,311.00 |
| $48,001 to $75,000 | $6,381.00 |
| $75,001 to $110,000 | $10,337.00 |
| Over $110,000 | $15,250.00 |
Run your own numbers with the California State University-San Bernardino Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median graduating debt at California State U-San Bernardino is $12,445.00, landing it in the Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,445.00 |
| 75th | $23,776.00 |
| 90th | $32,239.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $11,000.00 |
| High income | $14,253.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,870.00 |
| Continuing-generation students | $14,715.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at California State U-San Bernardino comes to $-1,788.00.
The Department of Education default-rate tier for California State U-San Bernardino is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.3% |
To give some context for these rates, Stafford loans disbursed at California State U-San Bernardino reach $1,187,683,463.00 across 50,613 recipients.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 110 |
| Avg GI Bill amount | $5,344.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $1,829.00 |
Dig into veteran education benefits on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing California State U-San Bernardino, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.