Most students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at College for Creative Studies can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financial aid solutions can CCS deliver, and just what are you going to be eligible for? Keep reading for answers. Keep going to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from College for Creative Studies.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at College for Creative Studies, 98% of new full-time first-years were awarded at least some aid some 254 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $30,108 |
| Institutional grants & scholarships | 98% | $25,072 |
| Federal Pell grants | 34% | $5,519 |
| State/local grants | 49% | $5,680 |
| Federal student loans | 58% | $5,363 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at CCS, approximately 90% of undergraduate students received gift aid averaging $26,478 (across approximately 1261 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $26,478 |
| Federal Pell grants | 30% | $5,054 |
| Federal student loans | 52% | $6,517 |
For on-campus title-IV students, average grant aid came to $31,397.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,783 |
| $30,001 – $75,000 | $30,409 |
| Over $75,000 | $36,397 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $34,617 |
| Off-campus title-IV students | $33,342 |
For a customized cost estimate, visit CCS’s online cost calculator: www.ccsdetroit.edu/admissions/scholarships-aid/undergraduate/net-price-calculator/.
The median federal debt load at CCS comes to $19,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,000 |
| Median federal debt (graduates only) | $26,000 |
| Typical 10-year monthly payment (graduates) | $275.64/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at CCS.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $8,750 |
| 75th percentile | $29,750 |
| 90th percentile (highest-debt students) | $40,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $15,125 |
| Middle income | $18,500 |
| High income | $21,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,375 |
| Continuing-generation students | $20,230 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $14,250 |
A handful of calculated indicators summarize the debt outlook at CCS.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at CCS:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5163 |
| Total Stafford loan amount | $107,008,531 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 11 |
| Total GI Bill amount | $300,579 |
| Average GI Bill amount per recipient | $27,325 |
References
More about our data sources and methodologies.