by our College Data Analytics TeamHere is what you can expect to pay at Eastern Michigan University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Eastern Michigan University works out to about $28,168.00 per year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $16,240.00 |
| + Room, board & other expenses | $11,928.00 |
| Total cost | $28,168.00 |
| That is 46% above the national average net price. |
| Total cost | $28,168.00 |
| − Grants and scholarships | −$14,233.00 |
| Net price | $13,935.00 |
| That is 28% below the national average net price. |
| Total cost | $28,168.00 |
| − Grants and scholarships | −$16,390.00 |
| Net price | $11,778.00 |
| That is 39% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years at a recent average of 4.4% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $12,300.00 | $14,552.00 | $29,416.00 |
| Senior year | $14,008.00 | $16,573.00 | $33,501.00 |
| Total 4-year net price | $52,566.00 | $62,193.00 | $125,716.00 |
| 10-year loan interest @ 6.8% | $20,026.00 | $23,693.00 | $47,893.00 |
| Total monthly payment | $605.00 | $716.00 | $1,447.00 |
| Total amount paid | $72,592.00 | $85,886.00 | $173,609.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $12,300.00 | $14,552.00 | $29,416.00 |
| Senior year | $12,845.00 | $15,197.00 | $30,719.00 |
| Total 2-year net price | $25,144.00 | $29,749.00 | $60,135.00 |
| 10-year loan interest @ 6.8% | $9,579.00 | $11,333.00 | $22,909.00 |
| Total monthly payment | $289.00 | $342.00 | $692.00 |
| Total amount paid | $34,724.00 | $41,083.00 | $83,044.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $15,407.00 |
| Average net price (off-campus) | $16,524.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,925.00 |
| $30,000 to $48,000 | $14,959.00 |
| $48,001 to $75,000 | $16,268.00 |
| $75,001 to $110,000 | $20,089.00 |
| Over $110,000 | $22,274.00 |
For a personalized estimate, try the Eastern Michigan University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Eastern Michigan University amounts to $18,750.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,002.00 |
| Median (50th) | $18,750.00 |
| 75th | $31,000.00 |
| 90th | $43,298.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,463.00 |
| Middle income | $18,750.00 |
| High income | $18,500.00 |
Low-income borrowers graduate with $963.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,199.00 |
| Continuing-generation students | $17,750.00 |
First-gen borrowers at Eastern Michigan University leave with $1,449.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Eastern Michigan University works out to $5,702.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Eastern Michigan University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.7% |
| 3-year | 0.1% |
For scale, federal Stafford loan disbursements at Eastern Michigan University amount to $2,141,165,249.00 distributed across 76,894 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 193 |
| Avg GI Bill amount | $13,564.00 |
| DoD Tuition Assistance recipients | 27 |
| Avg DoD Tuition Assistance | $3,216.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Use the figures above as a launch point, then think through Eastern Michigan University, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.