by our College Data Analytics TeamThis overview lays out the cost of attending Frank Phillips College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Frank Phillips College varied between $14,727.00 to $14,997.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $14,727.00 in-state, rising to $14,997.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,612.00 |
| + Room, board & other expenses | $10,115.00 |
| Total cost | $14,727.00 |
| That is 23% below the national average net price. |
| Total cost | $14,727.00 |
| − Grants and scholarships | −$4,924.00 |
| Net price | $9,803.00 |
| That is 49% below the national average net price. |
| Total cost | $14,727.00 |
| − Grants and scholarships | −$4,937.00 |
| Net price | $9,790.00 |
| That is 49% below the national average net price. |
| Tuition and fees | $4,882.00 |
| + Room, board & other expenses | $10,115.00 |
| Total cost | $14,997.00 |
| That is 22% below the national average net price. |
| Total cost | $14,997.00 |
| − Grants and scholarships | −$4,924.00 |
| Net price | $10,073.00 |
| That is 48% below the national average net price. |
| Total cost | $14,997.00 |
| − Grants and scholarships | −$4,937.00 |
| Net price | $10,060.00 |
| That is 48% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
The reported cost series has been increasing at a recent average of 3.8% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $10,157.00 | $10,171.00 | $15,280.00 |
| Senior year | $11,344.00 | $11,359.00 | $17,065.00 |
| Total 4-year net price | $42,974.00 | $43,031.00 | $64,646.00 |
| 10-year loan interest @ 6.8% | $16,372.00 | $16,393.00 | $24,628.00 |
| Total monthly payment | $495.00 | $495.00 | $744.00 |
| Total amount paid | $59,346.00 | $59,425.00 | $89,274.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $10,157.00 | $10,171.00 | $15,280.00 |
| Senior year | $10,539.00 | $10,553.00 | $15,853.00 |
| Total 2-year net price | $20,696.00 | $20,723.00 | $31,133.00 |
| 10-year loan interest @ 6.8% | $7,884.00 | $7,895.00 | $11,860.00 |
| Total monthly payment | $238.00 | $238.00 | $358.00 |
| Total amount paid | $28,580.00 | $28,618.00 | $42,993.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $10,438.00 | $10,451.00 | $15,560.00 |
| Senior year | $11,657.00 | $11,672.00 | $17,378.00 |
| Total 4-year net price | $44,160.00 | $44,217.00 | $65,831.00 |
| 10-year loan interest @ 6.8% | $16,823.00 | $16,845.00 | $25,079.00 |
| Total monthly payment | $508.00 | $509.00 | $758.00 |
| Total amount paid | $60,983.00 | $61,062.00 | $90,910.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $10,438.00 | $10,451.00 | $15,560.00 |
| Senior year | $10,829.00 | $10,843.00 | $16,144.00 |
| Total 2-year net price | $21,267.00 | $21,294.00 | $31,703.00 |
| 10-year loan interest @ 6.8% | $8,102.00 | $8,112.00 | $12,078.00 |
| Total monthly payment | $245.00 | $245.00 | $365.00 |
| Total amount paid | $29,369.00 | $29,407.00 | $43,781.00 |
Read more in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $7,953.00 |
| Average net price (off-campus) | $10,803.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,787.00 |
| $30,000 to $48,000 | $9,600.00 |
| $48,001 to $75,000 | $11,728.00 |
| $75,001 to $110,000 | $12,322.00 |
| Over $110,000 | $12,768.00 |
Estimate your specific net price using the school’s Frank Phillips College Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median graduating debt at Frank Phillips College amounts to $5,500.00, landing it in the Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,300.00 |
| 25th | $2,750.00 |
| Median (50th) | $5,500.00 |
| 75th | $10,500.00 |
| 90th | $18,662.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,653.00 |
| Middle income | $5,782.00 |
| High income | $5,250.00 |
On average, low-income graduates leave with $1,403.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $9,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Frank Phillips College is $1,606.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Frank Phillips College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 25.8% |
For a sense of scale, Stafford disbursements at Frank Phillips College come to $21,690,608.00 distributed across 2,105 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $3,291.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The data above is a foundation; round it out by asking yourself about Frank Phillips College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.