by our College Data Analytics TeamThe majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Frank Phillips College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financing options does FPC offer, and what will you qualify for? Keep scrolling for more information. Keep reading to see what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Frank Phillips College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Frank Phillips College, 54% of the incoming full-time class was awarded financial aid around 145 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 54% | $6,331 |
| Institutional grants & scholarships | 34% | $4,815 |
| Federal Pell grants | 15% | $10,384 |
| State/local grants | 4% | $6,524 |
| Federal student loans | 3% | $8,563 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at FPC, about 90% of undergraduates were awarded an average grant or scholarship of $2,469 (covering around 1567 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $2,469 |
| Federal Pell grants | 26% | $4,642 |
| Federal student loans | 4% | $5,205 |
On-campus students receiving title-IV aid were awarded grants averaging $4,924.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,330 |
| $30,001 – $75,000 | $10,398 |
| Over $75,000 | $12,490 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,953 |
| Off-campus title-IV students | $10,803 |
To get a personalized net price estimate, try FPC’s NPC: apps.highered.texas.gov/apps/NPC/?Fice=003568.
Graduating students at FPC carry a median federal student debt of $5,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at FPC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,300 |
| 25th percentile | $2,750 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $18,662 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,653 |
| Middle income | $5,782 |
| High income | $5,250 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,257 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. FPC.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at FPC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2105 |
| Total Stafford loan amount | $21,690,608 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 10 |
| Total GI Bill amount | $32,912 |
| Average GI Bill amount per recipient | $3,291 |
References
More about our data sources and methodologies.