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Can You Really Afford Galveston College?

Here’s the full picture on paying for Galveston College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$14,555.00 Cost of Attendance
$8,412.00 Avg Net Price
$7,250.00 Median Grad Debt

Use the links below to jump straight to any section on this page:

Cost of Attendance at Galveston College?

The total cost of attendance at Galveston College varied between $14,555.00 through $17,285.00 depending on residency and living arrangement.

In-state students paid the lower published figure, while out-of-state students faced the higher one: around $14,555.00 for in-state students versus $17,285.00 for out-of-state students.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

The Full Cost for Residents (no aid)

Tuition and fees $3,446.00
+ Room, board & other expenses $11,109.00
Total cost $14,555.00
That is 24% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $14,555.00
− Grants and scholarships −$6,926.00
Net price $7,629.00
That is 60% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $14,555.00
− Grants and scholarships −$8,113.00
Net price $6,442.00
That is 67% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $6,176.00
+ Room, board & other expenses $11,109.00
Total cost $17,285.00
That is 10% below the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $17,285.00
− Grants and scholarships −$6,926.00
Net price $10,359.00
That is 46% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $17,285.00
− Grants and scholarships −$8,113.00
Net price $9,172.00
That is 52% below the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

What a Full Degree Could Cost at Galveston College

Cost of attendance here has been rising at about 6.0% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.0% 6.0% 6.0%
Freshman year $6,828.00 $8,086.00 $15,427.00
Senior year $8,130.00 $9,628.00 $18,369.00
Total 4-year net price $29,866.00 $35,369.00 $67,479.00
10-year loan interest @ 6.8% $11,378.00 $13,474.00 $25,707.00
Total monthly payment $344.00 $407.00 $777.00
Total amount paid $41,244.00 $48,843.00 $93,186.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.0% 6.0% 6.0%
Freshman year $6,828.00 $8,086.00 $15,427.00
Senior year $7,237.00 $8,571.00 $16,351.00
Total 2-year net price $14,065.00 $16,657.00 $31,778.00
10-year loan interest @ 6.8% $5,358.00 $6,346.00 $12,106.00
Total monthly payment $162.00 $192.00 $366.00
Total amount paid $19,423.00 $23,002.00 $43,885.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.0% 6.0% 6.0%
Freshman year $9,722.00 $10,980.00 $18,321.00
Senior year $11,576.00 $13,074.00 $21,815.00
Total 4-year net price $42,523.00 $48,026.00 $80,135.00
10-year loan interest @ 6.8% $16,200.00 $18,296.00 $30,529.00
Total monthly payment $489.00 $553.00 $922.00
Total amount paid $58,722.00 $66,322.00 $110,664.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.0% 6.0% 6.0%
Freshman year $9,722.00 $10,980.00 $18,321.00
Senior year $10,304.00 $11,637.00 $19,418.00
Total 2-year net price $20,026.00 $22,617.00 $37,739.00
10-year loan interest @ 6.8% $7,629.00 $8,616.00 $14,377.00
Total monthly payment $230.00 $260.00 $434.00
Total amount paid $27,655.00 $31,233.00 $52,116.00

See the full net-price breakdown in the Net Price section.

The Real Out-of-Pocket Cost at Galveston College

The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $8,412.00
Average net price (off-campus) $8,127.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $7,495.00
$30,000 to $48,000 $7,228.00
$48,001 to $75,000 $9,470.00
$75,001 to $110,000 $11,019.00
Over $110,000 $13,543.00

Estimate your specific net price using the school’s Galveston College Net Price Calculator, or contact the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Debt at Graduation from Galveston College

Typical debt at graduation from Galveston College stands at $7,250.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $1,750.00
25th $2,975.00
Median (50th) $7,250.00
75th $11,168.00
90th $18,395.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Dig deeper into debt on the student loan debt page.

How Debt Varies by Income at Galveston College

Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $8,949.00
Middle income $5,342.00
High income $5,500.00

On average, low-income graduates leave with $3,449.00 in extra median debt compared with high-income peers.

First-Generation Debt Outcomes at Galveston College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $7,358.00
Continuing-generation students $6,500.00

First-generation graduates of Galveston College take on $858.00 in additional median debt versus continuing-generation peers.

Debt and Pell Grant Eligibility at Galveston College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell vs non-Pell debt gap at Galveston College stands at $2,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Default and Repayment Outcomes at Galveston College

The federal default-rate classification for Galveston College is Low (<5%).

Window Cohort default rate
2-year 12.9%

To put the rates in context, Stafford loans at Galveston College amount to $23,518,068.00 over 2,309 recipients.

Veteran Benefits at Galveston College

Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 37
Avg GI Bill amount $2,382.00

For the full rundown of veteran and military benefits, see the college veterans page.

Further Questions to Ask

The data above is a foundation; round it out by asking yourself about Galveston College, consider the following:

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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