by our College Data Analytics TeamHere is what you can expect to pay at Garrett College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Garrett College ranged from $11,688.00 ranging to $14,096.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $11,688.00 in-state compared with $14,096.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $9,632.00 |
| + Room, board & other expenses | $2,056.00 |
| Total cost | $11,688.00 |
| That is 39% below the national average net price. |
| Total cost | $11,688.00 |
| − Grants and scholarships | −$5,114.00 |
| Net price | $6,574.00 |
| That is 66% below the national average net price. |
| Total cost | $11,688.00 |
| − Grants and scholarships | −$6,955.00 |
| Net price | $4,733.00 |
| That is 75% below the national average net price. |
| Tuition and fees | $12,040.00 |
| + Room, board & other expenses | $2,056.00 |
| Total cost | $14,096.00 |
| That is 27% below the national average net price. |
| Total cost | $14,096.00 |
| − Grants and scholarships | −$5,114.00 |
| Net price | $8,982.00 |
| That is 53% below the national average net price. |
| Total cost | $14,096.00 |
| − Grants and scholarships | −$6,955.00 |
| Net price | $7,141.00 |
| That is 63% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Costs have trended upward in recent years by around 3.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $4,893.00 | $6,796.00 | $12,083.00 |
| Senior year | $5,406.00 | $7,508.00 | $13,349.00 |
| Total 4-year net price | $20,586.00 | $28,593.00 | $50,836.00 |
| 10-year loan interest @ 6.8% | $7,842.00 | $10,893.00 | $19,367.00 |
| Total monthly payment | $237.00 | $329.00 | $585.00 |
| Total amount paid | $28,428.00 | $39,486.00 | $70,203.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $4,893.00 | $6,796.00 | $12,083.00 |
| Senior year | $5,058.00 | $7,026.00 | $12,491.00 |
| Total 2-year net price | $9,951.00 | $13,822.00 | $24,574.00 |
| 10-year loan interest @ 6.8% | $3,791.00 | $5,266.00 | $9,362.00 |
| Total monthly payment | $115.00 | $159.00 | $283.00 |
| Total amount paid | $13,742.00 | $19,087.00 | $33,936.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $7,382.00 | $9,285.00 | $14,572.00 |
| Senior year | $8,156.00 | $10,259.00 | $16,100.00 |
| Total 4-year net price | $31,059.00 | $39,067.00 | $61,310.00 |
| 10-year loan interest @ 6.8% | $11,832.00 | $14,883.00 | $23,357.00 |
| Total monthly payment | $357.00 | $450.00 | $706.00 |
| Total amount paid | $42,892.00 | $53,950.00 | $84,666.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $7,382.00 | $9,285.00 | $14,572.00 |
| Senior year | $7,632.00 | $9,599.00 | $15,065.00 |
| Total 2-year net price | $15,014.00 | $18,885.00 | $29,637.00 |
| 10-year loan interest @ 6.8% | $5,720.00 | $7,194.00 | $11,291.00 |
| Total monthly payment | $173.00 | $217.00 | $341.00 |
| Total amount paid | $20,734.00 | $26,079.00 | $40,927.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $9,228.00 |
| Average net price (off-campus) | $6,396.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,469.00 |
| $30,000 to $48,000 | $5,415.00 |
| $48,001 to $75,000 | $8,262.00 |
| $75,001 to $110,000 | $10,567.00 |
| Over $110,000 | $10,737.00 |
For a personalized estimate, try the Garrett College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Garrett College stands at $6,560.00, placing the school in the Very Low (<$10k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,375.00 |
| Median (50th) | $6,560.00 |
| 75th | $12,000.00 |
| 90th | $19,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,224.00 |
| Middle income | $6,120.00 |
| High income | $6,750.00 |
Borrowers from lower-income families leave school with $474.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,250.00 |
| Continuing-generation students | $5,943.00 |
First-generation borrowers from Garrett College graduate with $1,307.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Garrett College stands at $664.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Garrett College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.9% |
To put the rates in context, Stafford loans at Garrett College amount to $25,557,036.00 over 2,790 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 1 |
| Avg GI Bill amount | $3,880.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh Garrett College, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.