by our College Data Analytics TeamThis overview lays out the cost of attending Rowan College of South Jersey-Gloucester Campus, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at Rowan C of South Jersey-Gloucester Campus stands at about $14,302.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $6,000.00 |
| + Room, board & other expenses | $8,302.00 |
| Total cost | $14,302.00 |
| That is 26% below the national average net price. |
| Total cost | $14,302.00 |
| − Grants and scholarships | −$3,773.00 |
| Net price | $10,529.00 |
| That is 45% below the national average net price. |
| Total cost | $14,302.00 |
| − Grants and scholarships | −$4,171.00 |
| Net price | $10,131.00 |
| That is 47% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Published costs have climbed year over year by roughly 2.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $10,398.00 | $10,806.00 | $14,679.00 |
| Senior year | $11,242.00 | $11,684.00 | $15,870.00 |
| Total 4-year net price | $43,265.00 | $44,965.00 | $61,078.00 |
| 10-year loan interest @ 6.8% | $16,482.00 | $17,130.00 | $23,268.00 |
| Total monthly payment | $498.00 | $517.00 | $703.00 |
| Total amount paid | $59,748.00 | $62,095.00 | $84,346.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $10,398.00 | $10,806.00 | $14,679.00 |
| Senior year | $10,672.00 | $11,091.00 | $15,066.00 |
| Total 2-year net price | $21,070.00 | $21,898.00 | $29,745.00 |
| 10-year loan interest @ 6.8% | $8,027.00 | $8,342.00 | $11,332.00 |
| Total monthly payment | $242.00 | $252.00 | $342.00 |
| Total amount paid | $29,097.00 | $30,240.00 | $41,076.00 |
Read more in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $12,378.00 |
| Average net price (off-campus) | $10,818.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,644.00 |
| $30,000 to $48,000 | $7,788.00 |
| $48,001 to $75,000 | $10,903.00 |
| $75,001 to $110,000 | $12,362.00 |
| Over $110,000 | $13,517.00 |
Get a tailored estimate from the Rowan College of South Jersey-Gloucester Campus Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median graduating debt at Rowan C of South Jersey-Gloucester Campus is $7,664.00, which the Department of Education classifies as a Very Low (<$10k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,774.00 |
| 25th | $3,025.00 |
| Median (50th) | $7,664.00 |
| 75th | $10,750.00 |
| 90th | $17,248.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,171.00 |
| Middle income | $6,653.00 |
| High income | $8,250.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,000.00 |
| Continuing-generation students | $5,548.00 |
First-generation graduates of Rowan C of South Jersey-Gloucester Campus take on $2,452.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Rowan C of South Jersey-Gloucester Campus is $234.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Rowan C of South Jersey-Gloucester Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.5% |
For context on the loan portfolio, Stafford disbursements at Rowan C of South Jersey-Gloucester Campus come to $191,694,128.00 spread across 17,053 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 105 |
| Avg GI Bill amount | $3,844.00 |
| DoD Tuition Assistance recipients | 13 |
| Avg DoD Tuition Assistance | $3,123.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Rowan C of South Jersey-Gloucester Campus, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.