by our College Data Analytics TeamHere’s the full picture on paying for Guilford College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Guilford College comes to about $55,495.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $41,362.00 |
| + Room, board & other expenses | $14,133.00 |
| Total cost | $55,495.00 |
| That is 69% above the national average net price. |
| Total cost | $55,495.00 |
| − Grants and scholarships | −$33,419.00 |
| Net price | $22,076.00 |
| That is 33% below the national average net price. |
| Total cost | $55,495.00 |
| − Grants and scholarships | −$37,322.00 |
| Net price | $18,173.00 |
| That is 45% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Published costs have climbed year over year by roughly 0.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $18,176.00 | $22,080.00 | $55,505.00 |
| Senior year | $18,187.00 | $22,092.00 | $55,536.00 |
| Total 4-year net price | $72,726.00 | $88,345.00 | $222,083.00 |
| 10-year loan interest @ 6.8% | $27,706.00 | $33,656.00 | $84,606.00 |
| Total monthly payment | $837.00 | $1,017.00 | $2,556.00 |
| Total amount paid | $100,432.00 | $122,001.00 | $306,689.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $18,176.00 | $22,080.00 | $55,505.00 |
| Senior year | $18,180.00 | $22,084.00 | $55,516.00 |
| Total 2-year net price | $36,356.00 | $44,164.00 | $111,021.00 |
| 10-year loan interest @ 6.8% | $13,850.00 | $16,825.00 | $42,295.00 |
| Total monthly payment | $418.00 | $508.00 | $1,278.00 |
| Total amount paid | $50,207.00 | $60,989.00 | $153,316.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $22,270.00 |
| Average net price (off-campus) | $19,779.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $20,785.00 |
| $30,000 to $48,000 | $24,870.00 |
| $48,001 to $75,000 | $25,205.00 |
| $75,001 to $110,000 | $30,620.00 |
| Over $110,000 | $25,245.00 |
For a personalized estimate, try the Guilford College Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Guilford College amounts to $15,448.00, which federal data classifies as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,466.00 |
| 25th | $5,751.00 |
| Median (50th) | $15,448.00 |
| 75th | $28,910.00 |
| 90th | $41,605.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,359.00 |
| Middle income | $16,882.00 |
| High income | $15,825.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,248.00 |
| Continuing-generation students | $15,825.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Guilford College amounts to $800.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Guilford College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.8% |
For a sense of scale, Stafford disbursements at Guilford College total $170,179,186.00 over 8,624 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 1 |
| Avg GI Bill amount | $27,120.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through Guilford College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.