College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Howard Payne University?

Concerned about paying for college? Take a look at Howard Payne’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2020 - 2021 Costs Between $18,317 and $42,242

Feeling a little stressed about paying $42,242 to attend Howard Payne University each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for Texas students, 83.1% of freshmen receive some form of financial aid, with the average amount totaling $16,925. Students from low-income families receive an average of $23,925 in aid during their first year.

Cost (no aid)

Tuition and fees$29,198
+ Room and board$9,148
+ Other expenses$3,896
Total cost$42,242
Affordability Score (27 out of 100)
more expensive
less expensive

Net Price (with average aid)

Total cost$42,242
- Grants and scholarships$16,925
Net price$25,317
Affordability Score (41 out of 100)
more expensive
less expensive

Average Net Price for Low Income Undergraduates

Total cost$42,242
- Grants and scholarships$23,925
Net price$18,317
Affordability Score (61 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Howard Payne.

Projected Costs Between $78,302 and $264,564 For a Four Year Degree. Between $38,410 and $127,567 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend Howard Payne in 2020 - 2021 was $42,242. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.6% each year. If this trend continues, we expect the full cost for incoming freshmen to be $45,364 during their first year. By their senior year, that cost will be approximately $50,486 for a bachelor degree candidate ($47,011 for an associate degree candidate) for a total of $191,579 over the course of four years ($92,376 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Howard Payne University

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.9%3.6%
Freshman year$19,023$26,791$45,364
Senior year$19,387$27,560$47,011
Total 2-year net price$38,410$54,351$92,376
10-year loan interest @ 6.8%$14,633$20,706$35,192
Total monthly payment$442$625$1,063
Total amount paid$53,043$75,057$127,567
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.9%3.6%
Freshman year$19,023$26,791$45,364
Senior year$20,134$29,165$50,486
Total 4-year net price$78,302$111,867$191,579
10-year loan interest @ 6.8%$29,830$42,617$72,985
Total monthly payment$901$1,287$2,205
Total amount paid$108,132$154,484$264,564

Visit net price and financial aid to learn more about the total cost of attending Howard Payne University.

Further Questions to Consider

Continue Your Research on Howard Payne

Popular Reports

College Rankings
Best by Location
Degree Guides by Major
Graduate Programs

Compare Your School Options