by our College Data Analytics TeamThis overview lays out the cost of attending Massachusetts College of Art and Design, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Jump to any section of this page using the links below:
Attendance costs at Massachusetts College of Art and Design spanned $32,256.00 and up to $60,256.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: roughly $32,256.00 for in-state students versus $60,256.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $15,400.00 |
| + Room, board & other expenses | $16,856.00 |
| Total cost | $32,256.00 |
| That is 68% above the national average net price. |
| Total cost | $32,256.00 |
| − Grants and scholarships | −$10,139.00 |
| Net price | $22,117.00 |
| That is 15% above the national average net price. |
| Total cost | $32,256.00 |
| − Grants and scholarships | −$17,888.00 |
| Net price | $14,368.00 |
| That is 25% below the national average net price. |
| Tuition and fees | $43,400.00 |
| + Room, board & other expenses | $16,856.00 |
| Total cost | $60,256.00 |
| That is 213% above the national average net price. |
| Total cost | $60,256.00 |
| − Grants and scholarships | −$10,139.00 |
| Net price | $50,117.00 |
| That is 160% above the national average net price. |
| Total cost | $60,256.00 |
| − Grants and scholarships | −$17,888.00 |
| Net price | $42,368.00 |
| That is 120% above the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
Costs have trended upward in recent years at a recent average of 2.9% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $14,789.00 | $22,765.00 | $33,201.00 |
| Senior year | $16,126.00 | $24,824.00 | $36,204.00 |
| Total 4-year net price | $61,805.00 | $95,137.00 | $138,751.00 |
| 10-year loan interest @ 6.8% | $23,545.00 | $36,244.00 | $52,859.00 |
| Total monthly payment | $711.00 | $1,095.00 | $1,597.00 |
| Total amount paid | $85,350.00 | $131,381.00 | $191,610.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $14,789.00 | $22,765.00 | $33,201.00 |
| Senior year | $15,222.00 | $23,431.00 | $34,173.00 |
| Total 2-year net price | $30,011.00 | $46,196.00 | $67,373.00 |
| 10-year loan interest @ 6.8% | $11,433.00 | $17,599.00 | $25,667.00 |
| Total monthly payment | $345.00 | $532.00 | $775.00 |
| Total amount paid | $41,444.00 | $63,795.00 | $93,040.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $43,609.00 | $51,585.00 | $62,021.00 |
| Senior year | $47,553.00 | $56,251.00 | $67,631.00 |
| Total 4-year net price | $182,248.00 | $215,581.00 | $259,194.00 |
| 10-year loan interest @ 6.8% | $69,430.00 | $82,129.00 | $98,744.00 |
| Total monthly payment | $2,097.00 | $2,481.00 | $2,983.00 |
| Total amount paid | $251,678.00 | $297,709.00 | $357,938.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $43,609.00 | $51,585.00 | $62,021.00 |
| Senior year | $44,886.00 | $53,095.00 | $63,837.00 |
| Total 2-year net price | $88,495.00 | $104,680.00 | $125,857.00 |
| 10-year loan interest @ 6.8% | $33,713.00 | $39,879.00 | $47,947.00 |
| Total monthly payment | $1,018.00 | $1,205.00 | $1,448.00 |
| Total amount paid | $122,208.00 | $144,559.00 | $173,805.00 |
Read more in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $24,100.00 |
| Average net price (off-campus) | $23,764.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,993.00 |
| $30,000 to $48,000 | $15,162.00 |
| $48,001 to $75,000 | $21,708.00 |
| $75,001 to $110,000 | $27,239.00 |
| Over $110,000 | $31,058.00 |
Get a tailored estimate from the Massachusetts College of Art and Design Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median graduating debt at Massachusetts College of Art and Design is $19,500.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,018.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $33,772.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $21,500.00 |
| High income | $18,449.00 |
Low-income borrowers graduate with $1,051.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,051.00 |
First-gen borrowers at Massachusetts College of Art and Design carry $449.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Massachusetts College of Art and Design comes to $6,375.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Massachusetts College of Art and Design is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.2% |
To put the rates in context, Stafford loans at Massachusetts College of Art and Design add up to $129,263,643.00 across 6,396 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 36 |
| Avg GI Bill amount | $13,108.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Massachusetts College of Art and Design, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.