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How Affordable Is North Arkansas College?

This overview lays out the cost of attending North Arkansas College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$16,367.00 Cost of Attendance
$10,180.00 Avg Net Price
$5,928.00 Median Grad Debt

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Cost of Attendance at North Arkansas College?

Published attendance costs at North Arkansas College fell between $16,367.00 and up to $18,095.00 depending on your residency status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $16,367.00 in-state compared with $18,095.00 out of state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Sticker Cost for Residents (no aid)

Tuition and fees $3,864.00
+ Room, board & other expenses $12,503.00
Total cost $16,367.00
That is 15% below the national average net price.

Net Price for Residents (with average aid)

Total cost $16,367.00
− Grants and scholarships −$6,666.00
Net price $9,701.00
That is 50% below the national average net price.

Low-Income Net Price for Residents

Total cost $16,367.00
− Grants and scholarships −$6,787.00
Net price $9,580.00
That is 50% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $5,592.00
+ Room, board & other expenses $12,503.00
Total cost $18,095.00
That is 6% below the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $18,095.00
− Grants and scholarships −$6,666.00
Net price $11,429.00
That is 41% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $18,095.00
− Grants and scholarships −$6,787.00
Net price $11,308.00
That is 41% below the national average net price.
For the full breakdown, see tuition and fees plus living costs.

What a Full Degree Could Cost at North Arkansas College

The reported cost series has been increasing by around 5.6% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $10,119.00 $10,247.00 $17,288.00
Senior year $11,927.00 $12,077.00 $20,376.00
Total 4-year net price $44,026.00 $44,582.00 $75,216.00
10-year loan interest @ 6.8% $16,772.00 $16,984.00 $28,655.00
Total monthly payment $507.00 $513.00 $866.00
Total amount paid $60,798.00 $61,566.00 $103,871.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $10,119.00 $10,247.00 $17,288.00
Senior year $10,689.00 $10,824.00 $18,262.00
Total 2-year net price $20,808.00 $21,071.00 $35,550.00
10-year loan interest @ 6.8% $7,927.00 $8,027.00 $13,543.00
Total monthly payment $239.00 $242.00 $409.00
Total amount paid $28,736.00 $29,099.00 $49,094.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $11,945.00 $12,072.00 $19,114.00
Senior year $14,078.00 $14,229.00 $22,527.00
Total 4-year net price $51,967.00 $52,523.00 $83,158.00
10-year loan interest @ 6.8% $19,798.00 $20,009.00 $31,680.00
Total monthly payment $598.00 $604.00 $957.00
Total amount paid $71,765.00 $72,533.00 $114,838.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.6% 5.6% 5.6%
Freshman year $11,945.00 $12,072.00 $19,114.00
Senior year $12,617.00 $12,752.00 $20,190.00
Total 2-year net price $24,562.00 $24,825.00 $39,304.00
10-year loan interest @ 6.8% $9,357.00 $9,457.00 $14,973.00
Total monthly payment $283.00 $286.00 $452.00
Total amount paid $33,919.00 $34,282.00 $54,277.00

For the complete net-price picture, see the Net Price section.

Net Price at North Arkansas College

The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $10,180.00
Average net price (off-campus) $10,146.00

Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $9,508.00
$30,000 to $48,000 $8,605.00
$48,001 to $75,000 $11,061.00
$75,001 to $110,000 $14,426.00
Over $110,000 $14,414.00

For a personalized estimate, try the North Arkansas College Net Price Calculator, or visit the financial aid office.

Dig into how aid is awarded on the grants & scholarships detail.

Debt at Graduation from North Arkansas College

The median amount borrowed by graduates of North Arkansas College comes to $5,928.00, categorized as a Very Low (<$10k) debt-burden category.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $1,750.00
25th $3,250.00
Median (50th) $5,928.00
75th $11,500.00
90th $20,000.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt Outcomes by Family Income at North Arkansas College

Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $7,725.00
Middle income $5,734.00
High income $4,511.00

Borrowers from lower-income families leave school with $3,214.00 more than graduates from high-income families.

First-Generation Borrowing at North Arkansas College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $6,500.00
Continuing-generation students $5,250.00

First-generation graduates from North Arkansas College leave with $1,250.00 more than continuing-generation graduates.

How Pell Eligibility Shapes Debt at North Arkansas College

Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt gap between Pell and non-Pell graduates of North Arkansas College amounts to $1,288.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at North Arkansas College

The default-rate classification at North Arkansas College is Low (<5%).

Window Cohort default rate
2-year 17.0%

For context on the loan portfolio, Stafford disbursements at North Arkansas College amount to $53,097,061.00 covering 4,098 recipients.

Veteran Education Benefits at North Arkansas College

Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 33
Avg GI Bill amount $2,908.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Consider

Numbers only tell part of the story. As you weigh North Arkansas College, keep these questions in mind:

Keep Researching into North Arkansas College

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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