by our College Data Analytics TeamHere’s the full picture on paying for Oakland City University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The total published cost of attendance at Oakland City University works out to about $39,307.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $27,900.00 |
| + Room, board & other expenses | $11,407.00 |
| Total cost | $39,307.00 |
| That is 20% above the national average net price. |
| Total cost | $39,307.00 |
| − Grants and scholarships | −$27,231.00 |
| Net price | $12,076.00 |
| That is 63% below the national average net price. |
| Total cost | $39,307.00 |
| − Grants and scholarships | −$28,461.00 |
| Net price | $10,846.00 |
| That is 67% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
Costs have trended upward in recent years at about 2.7% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,141.00 | $12,405.00 | $40,377.00 |
| Senior year | $12,076.00 | $13,446.00 | $43,766.00 |
| Total 4-year net price | $46,418.00 | $51,682.00 | $168,225.00 |
| 10-year loan interest @ 6.8% | $17,684.00 | $19,689.00 | $64,088.00 |
| Total monthly payment | $534.00 | $595.00 | $1,936.00 |
| Total amount paid | $64,102.00 | $71,372.00 | $232,312.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,141.00 | $12,405.00 | $40,377.00 |
| Senior year | $11,445.00 | $12,742.00 | $41,476.00 |
| Total 2-year net price | $22,586.00 | $25,147.00 | $81,854.00 |
| 10-year loan interest @ 6.8% | $8,604.00 | $9,580.00 | $31,183.00 |
| Total monthly payment | $260.00 | $289.00 | $942.00 |
| Total amount paid | $31,190.00 | $34,727.00 | $113,037.00 |
For the complete net-price picture, see the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $15,210.00 |
| Average net price (off-campus) | $12,820.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,787.00 |
| $30,000 to $48,000 | $9,218.00 |
| $48,001 to $75,000 | $10,898.00 |
| $75,001 to $110,000 | $22,171.00 |
| Over $110,000 | $16,881.00 |
Use Oakland City University Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median amount borrowed by graduates of Oakland City University works out to $12,174.00, which federal data classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,174.00 |
| 75th | $25,250.00 |
| 90th | $34,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,195.00 |
| Middle income | $13,113.00 |
| High income | $14,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,500.00 |
| Continuing-generation students | $15,489.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Oakland City University comes to $1,424.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Oakland City University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.4% |
To give some context for these rates, Stafford loans disbursed at Oakland City University reach $54,207,590.00 spread across 3,261 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $9,256.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Oakland City University, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.