Here’s the full picture on paying for Pennsylvania College of Art and Design, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The cost of attendance at Pennsylvania College of Art and Design amounts to about $41,394.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $32,150.00 |
| + Room, board & other expenses | $9,244.00 |
| Total cost | $41,394.00 |
| That is 26% above the national average net price. |
| Total cost | $41,394.00 |
| − Grants and scholarships | −$13,732.00 |
| Net price | $27,662.00 |
| That is 16% below the national average net price. |
| Total cost | $41,394.00 |
| − Grants and scholarships | −$19,268.00 |
| Net price | $22,126.00 |
| That is 33% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
Cost of attendance here has been rising at about 4.2% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $23,049.00 | $28,817.00 | $43,122.00 |
| Senior year | $26,058.00 | $32,577.00 | $48,749.00 |
| Total 4-year net price | $98,132.00 | $122,685.00 | $183,589.00 |
| 10-year loan interest @ 6.8% | $37,385.00 | $46,739.00 | $69,941.00 |
| Total monthly payment | $1,129.00 | $1,412.00 | $2,113.00 |
| Total amount paid | $135,517.00 | $169,424.00 | $253,529.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $23,049.00 | $28,817.00 | $43,122.00 |
| Senior year | $24,011.00 | $30,019.00 | $44,921.00 |
| Total 2-year net price | $47,061.00 | $58,836.00 | $88,043.00 |
| 10-year loan interest @ 6.8% | $17,929.00 | $22,414.00 | $33,541.00 |
| Total monthly payment | $542.00 | $677.00 | $1,013.00 |
| Total amount paid | $64,989.00 | $81,250.00 | $121,584.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $30,083.00 |
| Average net price (off-campus) | $29,266.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $24,506.00 |
| $30,000 to $48,000 | $24,698.00 |
| $48,001 to $75,000 | $30,147.00 |
| $75,001 to $110,000 | $31,900.00 |
| Over $110,000 | $35,035.00 |
Estimate your specific net price using the school’s Pennsylvania College of Art and Design Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at Pennsylvania College of Art and Design is $23,980.00, placing the school in the Moderate ($20-30k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $23,980.00 |
| 75th | $27,000.00 |
| 90th | $35,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $27,000.00 |
| Middle income | $18,500.00 |
| High income | $25,000.00 |
Low-income borrowers graduate with $2,000.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $25,415.00 |
| Continuing-generation students | $21,500.00 |
First-gen students at Pennsylvania College of Art and Design leave with $3,915.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Pennsylvania College of Art and Design works out to $4,500.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Pennsylvania College of Art and Design is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.3% |
For context on the loan portfolio, Stafford disbursements at Pennsylvania College of Art and Design total $21,878,117.00 distributed across 1,207 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $21,349.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Pennsylvania College of Art and Design, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.