by our College Data Analytics TeamThis guide covers the real cost of attending Pennsylvania State University-Penn State Harrisburg, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Attendance costs at Pennsylvania State U-Penn State Harrisburg came in between $32,029.00 and up to $43,015.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $32,029.00 in-state compared with $43,015.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $15,972.00 |
| + Room, board & other expenses | $16,057.00 |
| Total cost | $32,029.00 |
| That is 66% above the national average net price. |
| Total cost | $32,029.00 |
| − Grants and scholarships | −$9,191.00 |
| Net price | $22,838.00 |
| That is 19% above the national average net price. |
| Total cost | $32,029.00 |
| − Grants and scholarships | −$16,302.00 |
| Net price | $15,727.00 |
| That is 18% below the national average net price. |
| Tuition and fees | $26,958.00 |
| + Room, board & other expenses | $16,057.00 |
| Total cost | $43,015.00 |
| That is 123% above the national average net price. |
| Total cost | $43,015.00 |
| − Grants and scholarships | −$9,191.00 |
| Net price | $33,824.00 |
| That is 76% above the national average net price. |
| Total cost | $43,015.00 |
| − Grants and scholarships | −$16,302.00 |
| Net price | $26,713.00 |
| That is 39% above the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Cost of attendance here has been rising at about 1.7% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $16,001.00 | $23,236.00 | $32,587.00 |
| Senior year | $16,852.00 | $24,471.00 | $34,319.00 |
| Total 4-year net price | $65,695.00 | $95,400.00 | $133,793.00 |
| 10-year loan interest @ 6.8% | $25,028.00 | $36,344.00 | $50,970.00 |
| Total monthly payment | $756.00 | $1,098.00 | $1,540.00 |
| Total amount paid | $90,723.00 | $131,744.00 | $184,763.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $16,001.00 | $23,236.00 | $32,587.00 |
| Senior year | $16,280.00 | $23,641.00 | $33,154.00 |
| Total 2-year net price | $32,281.00 | $46,876.00 | $65,741.00 |
| 10-year loan interest @ 6.8% | $12,298.00 | $17,858.00 | $25,045.00 |
| Total monthly payment | $371.00 | $539.00 | $757.00 |
| Total amount paid | $44,578.00 | $64,734.00 | $90,786.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $27,178.00 | $34,413.00 | $43,764.00 |
| Senior year | $28,623.00 | $36,243.00 | $46,091.00 |
| Total 4-year net price | $111,587.00 | $141,291.00 | $179,684.00 |
| 10-year loan interest @ 6.8% | $42,510.00 | $53,827.00 | $68,453.00 |
| Total monthly payment | $1,284.00 | $1,626.00 | $2,068.00 |
| Total amount paid | $154,097.00 | $195,118.00 | $248,137.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $27,178.00 | $34,413.00 | $43,764.00 |
| Senior year | $27,652.00 | $35,013.00 | $44,527.00 |
| Total 2-year net price | $54,830.00 | $69,426.00 | $88,291.00 |
| 10-year loan interest @ 6.8% | $20,888.00 | $26,449.00 | $33,636.00 |
| Total monthly payment | $631.00 | $799.00 | $1,016.00 |
| Total amount paid | $75,718.00 | $95,874.00 | $121,926.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $23,330.00 |
| Average net price (off-campus) | $23,478.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,081.00 |
| $30,000 to $48,000 | $17,021.00 |
| $48,001 to $75,000 | $22,006.00 |
| $75,001 to $110,000 | $26,911.00 |
| Over $110,000 | $29,925.00 |
Estimate your specific net price using the school’s Pennsylvania State University-Penn State Harrisburg Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
Typical debt at graduation from Pennsylvania State U-Penn State Harrisburg amounts to $19,500.00, which federal data classifies as a Low ($10-20k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,750.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $34,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $20,000.00 |
| High income | $19,700.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Pennsylvania State U-Penn State Harrisburg is $1,480.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Pennsylvania State U-Penn State Harrisburg is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
To put the rates in context, Stafford loans at Pennsylvania State U-Penn State Harrisburg reach $4,885,479,531.00 across 238,368 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 133 |
| Avg GI Bill amount | $13,764.00 |
| DoD Tuition Assistance recipients | 18 |
| Avg DoD Tuition Assistance | $3,309.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh Pennsylvania State U-Penn State Harrisburg, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.