The majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Pennsylvania State University-Penn State Harrisburg can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does Penn State Harrisburg deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Pennsylvania State University-Penn State Harrisburg.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Pennsylvania State University-Penn State Harrisburg, 72% of the incoming full-time class was awarded financial aid approximately 869 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $9,245 |
| Institutional grants & scholarships | 58% | $5,906 |
| Federal Pell grants | 26% | $5,769 |
| State/local grants | 16% | $4,883 |
| Federal student loans | 40% | $5,080 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Penn State Harrisburg, around 63% of undergrads got grants or scholarships worth on average $10,737 (across approximately 2634 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $10,737 |
| Federal Pell grants | 26% | $5,716 |
| Federal student loans | 41% | $6,214 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,191.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,532 |
| $30,001 – $75,000 | $19,471 |
| Over $75,000 | $28,840 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,330 |
| Off-campus title-IV students | $23,478 |
For a customized cost estimate, visit Penn State Harrisburg’s NPC: tuition.psu.edu/student-tuition-calculators.
The middle student in the debt distribution at Penn State Harrisburg owes $19,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at Penn State Harrisburg.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,750 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,000 |
| Middle income | $20,000 |
| High income | $19,700 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $19,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $19,486 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Penn State Harrisburg.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at Penn State Harrisburg:
| Metric | Value |
|---|---|
| Stafford loan recipients | 238368 |
| Total Stafford loan amount | $4,885,479,531 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 133 |
| Total GI Bill amount | $1,830,678 |
| Average GI Bill amount per recipient | $13,764 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 18 |
| Total DoD amount | $59,569 |
| Average DoD amount per recipient | $3,309 |
References
More about our data sources and methodologies.